Business loans in Oshkosh, Wisconsin

Business Loans in Oshkosh, WI

One application reaches 70+ lenders who fund Oshkosh businesses daily. $10K to $20M+. Soft-pull pre-qual.

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✓Same-day funding available
✓70+ lenders compete for your business
✓All established industries
$20M+
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Oshkosh Market

Why Oshkosh Businesses Choose Basecamp

Oshkosh is anchored by Oshkosh Corporation — a Fortune 500 company that manufactures specialty vehicles, including military trucks, fire apparatus, and airport equipment. The company's global headquarters drives a supply chain of manufacturers, contractors, and service businesses throughout the metro. Oshkosh Defense alone is one of the largest military vehicle contractors in the world.

EAA AirVenture Oshkosh is the world's largest aviation gathering, bringing 600,000+ visitors annually and generating hundreds of millions in economic impact. The event drives hospitality, restaurants, retail, and construction spending throughout the region. UW-Oshkosh provides a skilled workforce and a steady economic base.

Oshkosh sits in the Fox Valley metro alongside Appleton and Neenah, giving businesses access to the region's manufacturing workforce and infrastructure. Commercial real estate is affordable, and the combination of Fortune 500 headquarters and globally recognized events creates a unique economic profile that rewards businesses willing to invest in capacity.

Real Results

Funded in Oshkosh

Real financing scenarios for Oshkosh businesses through our lender network.

🏭

Manufacturing Equipment

$750K in welding and fabrication equipment for an Oshkosh Corporation supplier. Equipment financing at 10% down. Positioned for military vehicle contracts.

$750K funded → 10% down → defense supply chain ready

🍽️

Restaurant

$300K working capital and equipment for a restaurant group expanding ahead of EAA AirVenture. Revenue-based financing funded in 3 days.

$300K funded → 3 days → AirVenture season ready

🦷

Medical Practice

$550K revenue-based capital stack for an Oshkosh family practice acquisition: term loan against $1.1M annual 2-provider revenue + equipment financing + working capital (see /loans/business-acquisition).

$550K funded → 22 days → Fox Valley practice

🏗️

Construction Equipment

$400K construction equipment for a contractor serving Oshkosh Corporation campus and Fox Valley commercial projects.

$400K funded → 10% down → equipment on site in 10 days

“We supply fabricated components to Oshkosh Corporation and needed $750K in new welding equipment to meet their production schedule. Basecamp structured equipment financing at 10% down and closed in 14 days. We're now a preferred supplier on two new military vehicle programs.”

— Fabrication company owner, Oshkosh WI

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See What Oshkosh Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

✓Soft-pull pre-qual
✓No obligation
✓Funded as fast as same day
✓70+ lenders compete for your business
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Estimate Your Capital Range

Slide to your annual gross revenue. We size capital off your top line — not your credit score.

$500K$10M$150M+

Estimated Capital Range

$1M – $1.5M

Based on 10-15% of annual revenue. Lenders return real term sheets once they see your file.

60 seconds · No obligation · Estimate only

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Industries We Fund

Top Industries in Oshkosh

🏭

Manufacturing

Oshkosh Corporation supply chain, welding, fabrication, precision machining. Fortune 500 defense manufacturing.

🍽️

Restaurants

EAA AirVenture brings 600K+ visitors annually. Downtown Oshkosh dining is growing year-round.

🦷

Healthcare

Aurora Medical Center, local practices. Fox Valley healthcare market with acquisition opportunities.

🏗️

Construction

Oshkosh Corporation campus, Fox Valley commercial and residential development.

🚛

Trucking

US-41 corridor and Fox Valley freight demand. Specialty vehicle distribution logistics.

🔧

Auto Repair

Manufacturing workforce and Fox Valley commuter base drive steady service demand.

Market Data

Cost of Business in Oshkosh

Key business cost metrics for Oshkosh, WI.

CategoryOshkosh Data
Commercial Rent$10–$18/sq ft (office) · $3–$7/sq ft (industrial)
Average Wages$50,000 median household income
Permits & Licensing$250–$3,000+ depending on scope
Commercial Property Prices$75–$150/sq ft (commercial office)

Why Basecamp

Oshkosh vs Going to a Bank

Here's why Oshkosh business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements700+ FICO typicalRevenue-focused — we evaluate total business performance
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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⭐

Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Oshkosh Businesses

The most popular funding types for businesses in Oshkosh. Each links to a detailed product page.

🔧 Equipment Financing

Welding, fabrication, machining equipment for the Oshkosh Corp supply chain — the asset is your collateral. 10% down.

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💰 Working Capital

EAA AirVenture prep, seasonal inventory, production ramp-ups. Fund in 1–3 days.

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📊 SBA Loans

Best rates for practice acquisitions and property purchases. 10% down.

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🏢 Commercial Real Estate

Fox Valley industrial and commercial properties. Affordable CRE with strong value.

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FAQ

Frequently Asked Questions — Oshkosh Business Loans

Oshkosh Business Lending — From the Basecamp Team

Our team works with Oshkosh business owners in one of Wisconsin's most unique economies. Oshkosh Corporation drives a manufacturing supply chain that needs equipment financing at the speed of defense contract deadlines. EAA AirVenture creates massive seasonal demand for restaurants and hospitality businesses that need to staff up and stock up fast.

Oshkosh's affordable commercial real estate and Fox Valley workforce make it an excellent market for construction and manufacturing expansion. Check our commercial funding calculator to see what a capital stack looks like.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other Wisconsin Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these Wisconsin metros.

📍 Milwaukee

Milwaukee is Wisconsin's largest city and its economic engine. Harley-Davidson, Rockwell Automation, A.O. Smith, and Joh...

📍 Madison

Madison is Wisconsin's capital city and one of the most dynamic economies in the Midwest. Epic Systems in nearby Verona ...

📍 Green Bay

Green Bay is defined by two forces — the Green Bay Packers and the paper industry. The Packers generate hundreds of mill...

📍 Kenosha

Kenosha sits on the I-94 corridor between Chicago and Milwaukee — a strategic location that's made it one of Wisconsin's...

📍 Racine

Racine is a manufacturing city anchored by SC Johnson — one of the largest private companies in America. The SC Johnson ...

📍 Appleton

Appleton is the heart of the Fox Valley — Wisconsin's paper and printing corridor. The region produces more paper and co...

📍 Waukesha

Waukesha is Milwaukee's most economically significant suburb and a manufacturing powerhouse in its own right. GE Healthc...

📍 Eau Claire

Eau Claire is the economic hub of western Wisconsin — a regional center for healthcare, education, manufacturing, and re...

📍 La Crosse

La Crosse sits at the confluence of the Mississippi, Black, and La Crosse rivers — a strategic location that has made it...

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
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Oshkosh Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

Soft-pull pre-qual · No obligation · 60 seconds