Palm Beach Market
Palm Beach is where Wall Street meets the beach. The hedge fund and wealth management migration from New York has transformed the local economy. Worth Avenue isn't just shopping — it's a financial district now. Luxury real estate and professional services are booming.
Healthcare demand is massive thanks to high per-capita income and an aging population. Medical practices, especially specialty and cosmetic, thrive here. The legal market — estate planning, real estate law, tax — is one of the strongest per-capita in the Southeast.
For Palm Beach business owners, the clientele has money but expectations are sky-high. Whether you're a law firm, a med spa, or a restaurant, your space and equipment need to match the market. That takes capital.
Real Results
Real financing scenarios for Palm Beach businesses through our lender network.
$1.5M expansion for a law firm moving to larger offices on Clematis Street. Buildout + furniture + technology + 6 months working capital. SBA 7(a) with 10% down.
$1.5M funded → 10% down → expanded practice
$800K acquisition of a dermatology practice in Palm Beach Gardens. 3 providers, strong patient base. SBA 7(a) with 10% down. Funded in 32 days.
$800K funded → 10% down → 32-day close
$600K for an upscale restaurant renovation in West Palm Beach. Kitchen, dining room, and bar upgrade. Equipment financing + working capital.
$600K funded → 2 products → renovation complete
$2.5M office building acquisition on PGA Boulevard. SBA 504 with 10% down. Building generating $280K NOI with 3 professional services tenants.
$2.5M funded → 10% down → income-generating from day one
“When the hedge funds started moving to Palm Beach, we needed a bigger office — fast. Our bank said 90 days minimum for the buildout financing. Basecamp structured an SBA 7(a) and we were in the new space in 45 days. Our revenue doubled within 6 months.”
— Managing partner, Palm Beach law firm
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
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Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Estate planning, tax, real estate, and wealth management law. Palm Beach's legal market is premium.
🦷High-income demographics drive demand for specialty and cosmetic medical practices.
🍽️Worth Avenue, Clematis, and CityPlace. Palm Beach dining caters to a sophisticated clientele.
💆Affluent demographics and aesthetic culture make Palm Beach a top-tier med spa market.
🏗️Luxury commercial and residential. High-end buildouts are the norm.
🏭Small-scale specialty manufacturing and professional services support.
Market Data
Key business cost metrics for Palm Beach, FL.
| Category | Palm Beach Data |
|---|---|
| Commercial Rent | $35–$60/sq ft (office) · $12–$18/sq ft (industrial) |
| Average Wages | $62,400 median household income |
| Permits & Licensing | $1,000–$10,000+ depending on scope |
| Commercial Property Prices | $280–$550/sq ft (commercial office) |
Why Basecamp
Here's why Palm Beach business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $10M+ |
| Credit requirements | 720+ FICO typical | No minimum — lenders for every profile |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Palm Beach. Each links to a detailed product page.
Best rates for law firm expansions, practice acquisitions, and commercial property in Palm Beach County.
View Product Details →Palm Beach's office market is tight. SBA 504 with 10% down gets you in.
View Product Details →Bridge cash flow during expansion or between large client payments.
View Product Details →Medical devices, office buildouts, restaurant equipment. Palm Beach businesses invest in quality.
View Product Details →FAQ
Our team has seen Palm Beach transform over the last few years. The hedge fund migration is real, and it's created a ripple effect across every industry. Law firms are expanding to handle wealth management and estate planning. Medical practices are adding providers. Restaurants are upgrading to match a clientele that expects the best.
Here's what works in Palm Beach: match your space and equipment to the market. A law firm on Clematis Street needs to look the part. A med spa in Palm Beach Gardens needs the latest technology. Our team structures SBA financing and equipment lines to get you there with 10% down. Run your numbers through our commercial funding calculator first.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
