Tampa Market
Tampa is the fastest-growing major metro in Florida. Tech companies are relocating here (ReliaQuest, ConnectWise), healthcare is massive (Moffitt Cancer Center, Tampa General), and MacDill Air Force Base provides steady government demand. Port Tampa Bay handles billions in cargo.
The commercial real estate market here is on fire. Multifamily and medical office are the hottest sectors — $4.8B in annual CRE volume. Tampa Bay's cost advantage over Miami makes it attractive for businesses that want Florida's benefits without Miami's price tag.
But that cost advantage is shrinking fast. Rents are climbing, property values are up 40%+ in three years, and competition for commercial space is intense. Tampa business owners who can move fast on financing are the ones winning.
Real Results
Real financing scenarios for Tampa businesses through our lender network.
$2.5M medical office building acquisition in Westshore. SBA 504 with 10% down. Four tenants, $310K NOI. Fully leased with 5-year terms.
$2.5M funded → 10% down → fully leased
$900K for a restaurant group opening a third location on the Riverwalk. Kitchen buildout + equipment + 4 months working capital. SBA 7(a) with 10% down.
$900K funded → 10% down → Riverwalk location open
$1.5M construction equipment for a commercial contractor with 3 active projects. Excavators, lifts, and concrete equipment. Equipment financing at 10% down across two lenders.
$1.5M funded → 10% down → equipment on 3 job sites
$600K working capital for a SaaS company scaling their sales team after landing a major healthcare client. Revenue-based financing — no equity dilution. Funded in 5 days.
$600K funded → 5 days → zero equity given up
“Tampa's medical office market is incredibly competitive. We found a fully-leased $2.5M building and needed to move fast. Our bank said 60 days minimum. Basecamp structured an SBA 504 and had us under contract in 10 days. The seller almost went with the other offer.”
— Medical office investor, Tampa FL
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
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Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Moffitt, Tampa General, BayCare — Tampa's healthcare ecosystem drives massive capital demand.
🏗️Commercial development, medical facilities, residential — Tampa's construction market is booming.
🍽️Riverwalk, Ybor City, SoHo. Tampa's food scene is growing as fast as its population.
🚛Port Tampa Bay and I-75/I-4 corridors make Tampa a logistics hub.
💻ReliaQuest, ConnectWise, and a growing tech ecosystem relocating from expensive markets.
🔧3M+ vehicles in the Tampa Bay metro. Year-round driving means year-round demand.
Market Data
Key business cost metrics for Tampa, FL.
| Category | Tampa Data |
|---|---|
| Commercial Rent | $28–$48/sq ft (office) · $8–$14/sq ft (industrial) |
| Average Wages | $57,800 median household income |
| Permits & Licensing | $800–$8,000+ depending on scope |
| Commercial Property Prices | $200–$400/sq ft (commercial office) |
Why Basecamp
Here's why Tampa business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $10M+ |
| Credit requirements | 720+ FICO typical | No minimum — lenders for every profile |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Tampa. Each links to a detailed product page.
Tampa's $4.8B CRE market is the second-largest in Florida. Medical office and multifamily dominate.
View Product Details →Best rates for practice acquisitions, restaurant expansions, and commercial property in Tampa Bay.
View Product Details →Construction fleets, medical equipment, restaurant gear — Tampa businesses invest heavily in assets.
View Product Details →Bridge seasonal cash flow or fund rapid growth. Fund in 1–3 days.
View Product Details →FAQ
Our team is seeing more lending activity from Tampa than almost any other Florida market right now. The tech migration is real, healthcare is expanding everywhere, and the CRE market is moving fast. Healthcare investors are buying medical office buildings before they even hit the open market. Restaurant groups are locking down second and third locations across Tampa Bay.
Here's what works in Tampa: speed and structure. A $2.5M medical office acquisition doesn't need to take 90 days at a bank. SBA 504 gets you in with 10% down, and our team can have a term sheet in under a week. If you're looking at Tampa commercial real estate, run your numbers through our commercial funding calculator before you make the offer.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
