Business loans in Columbus, Ohio

Business Loans in Columbus, OH

One application reaches 70+ lenders who fund Columbus businesses daily. $10K to $10M+. No hard credit pull.

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Columbus Market

Why Columbus Businesses Choose Basecamp

Columbus is the fastest-growing major metro in the Midwest. Ohio State University anchors a massive education and healthcare ecosystem. JPMorgan Chase operates its second-largest hub here. Nationwide Insurance, Cardinal Health, and L Brands are headquartered in the metro. Intel's $20B+ chip fabrication facility in New Albany is transforming the region's economic trajectory.

The Short North, Franklinton, and Grandview are commercial development hotspots. The Rickenbacker logistics corridor is a national distribution hub with Amazon, FedEx, and UPS operations. Columbus's tech sector is growing — fintech, insurtech, and healthcare IT companies are scaling fast.

Columbus has a young, educated workforce and a cost structure that's a fraction of coastal markets. Commercial rents are rising but still offer strong value. Businesses here are scaling fast and need capital that matches their growth rate — not a 90-day bank timeline.

Real Results

Funded in Columbus

Real financing scenarios for Columbus businesses through our lender network.

🏢

Industrial Acquisition

$4.2M acquisition of a 40,000 sq ft industrial building in the Rickenbacker logistics corridor. SBA 504 with 10% down. E-commerce fulfillment tenant on 7-year lease. DSCR: 1.52x.

$4.2M funded → 10% down → 1.52x DSCR

🍽️

Restaurant Group

$750K for a restaurant group opening a third location in the Short North. Kitchen buildout + equipment + working capital. SBA 7(a) with 10% down.

$750K funded → 10% down → Short North location open

🦷

Medical Practice

$1.5M acquisition of a multi-provider medical practice in Dublin. $3.2M annual revenue. SBA 7(a) with 10% down. OhioHealth referral network.

$1.5M funded → 10% down → Dublin practice

🏗️

Construction Equipment

$2M construction equipment for a commercial GC winning contracts across the Columbus metro. Excavators, loaders, concrete equipment. Equipment financing at 10% down.

$2M funded → 10% down → fleet operational in 14 days

Rickenbacker industrial space moves fast. We had a 40,000 sq ft building under contract and our bank needed 75 days. Basecamp structured the SBA 504 and closed in 28 days. The seller had two backup offers that fell through waiting on bank approvals.

Industrial investor, Columbus OH

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See What Columbus Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

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Funded as fast as same day
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$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

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Industries We Fund

Top Industries in Columbus

Market Data

Cost of Business in Columbus

Key business cost metrics for Columbus, OH.

CategoryColumbus Data
Commercial Rent$18–$32/sq ft (office) · $5–$10/sq ft (industrial)
Average Wages$62,000 median household income
Permits & Licensing$400–$6,000+ depending on scope
Commercial Property Prices$150–$280/sq ft (commercial office)

Why Basecamp

Columbus vs Going to a Bank

Here's why Columbus business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements700+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Columbus Businesses

The most popular funding types for businesses in Columbus. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Columbus Business Loans

Columbus Business Lending — From the Basecamp Team

Our team works with Columbus business owners every day. The story is almost always the same — they're scaling fast, the Short North or Rickenbacker corridor has a property that won't wait, and their bank is quoting 75 days. Columbus's commercial real estate market is increasingly competitive. Intel's $20B fab is transforming demand across the region.

Here's what works in Columbus: capital stacking. A $4.2M industrial acquisition isn't one bank's problem — it's an SBA 504 for the building and working capital for tenant improvements. For restaurant owners in the Short North, SBA 7(a) gets you into a premium location at 10% down. Check our loan cost calculator to see real numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding
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Columbus Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

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