Business loans in Columbus, Ohio

Business Loans in Columbus, OH

One application reaches 70+ lenders who fund Columbus businesses daily. $10K to $20M+. Soft-pull pre-qual.

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✓All established industries
$20M+
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Columbus Market

Why Columbus Businesses Choose Basecamp

Columbus is the fastest-growing major metro in the Midwest. Ohio State University anchors a massive education and healthcare ecosystem. JPMorgan Chase operates its second-largest hub here. Nationwide Insurance, Cardinal Health, and L Brands are headquartered in the metro. Intel's $20B+ chip fabrication facility in New Albany is transforming the region's economic trajectory.

The Short North, Franklinton, and Grandview are commercial development hotspots. The Rickenbacker logistics corridor is a national distribution hub with Amazon, FedEx, and UPS operations. Columbus's tech sector is growing — fintech, insurtech, and healthcare IT companies are scaling fast.

Columbus has a young, educated workforce and a cost structure that's a fraction of coastal markets. Commercial rents are rising but still offer strong value. Businesses here are scaling fast and need capital that matches their growth rate — not a 90-day bank timeline.

Real Results

Funded in Columbus

Real financing scenarios for Columbus businesses through our lender network.

🏢

Industrial Acquisition

$4.2M acquisition of a 40,000 sq ft industrial building in the Rickenbacker logistics corridor. SBA 504 with 10% down. E-commerce fulfillment tenant on 7-year lease. DSCR: 1.52x.

$4.2M funded → 10% down → 1.52x DSCR

🍽️

Restaurant Group

$750K revenue-based capital stack for a Short North restaurant group expansion: equipment financing for the kitchen buildout + working capital against the group's existing locations. Funded in 20 days (see /loans/business-acquisition).

$750K funded → 20 days → Short North expansion live

🦷

Medical Practice

$1.5M revenue-based capital stack for a Dublin multi-provider practice acquisition: term loan against $3.2M annual revenue with OhioHealth referral network + equipment financing + working capital (see /loans/business-acquisition).

$1.5M funded → 24 days → Dublin practice

🏗️

Construction Equipment

$2M construction equipment for a commercial GC winning contracts across the Columbus metro. Excavators, loaders, concrete equipment. Equipment financing at 10% down.

$2M funded → 10% down → fleet operational in 14 days

“Rickenbacker industrial space moves fast. We had a 40,000 sq ft building under contract and our bank needed 75 days. Basecamp structured the SBA 504 and closed in 28 days. The seller had two backup offers that fell through waiting on bank approvals.”

— Industrial investor, Columbus OH

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See What Columbus Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

✓Soft-pull pre-qual
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✓Funded as fast as same day
✓70+ lenders compete for your business
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$10K$250K/mo$2M+

Estimated Approval Range

$250K – $375K

Based on 100-150% of monthly revenue

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Industries We Fund

Top Industries in Columbus

🏗️

Construction

Columbus is one of the fastest-growing construction markets in the Midwest. Commercial, residential, and Intel-related development.

🍽️

Restaurants

Short North, German Village, Grandview — Columbus's food scene is nationally recognized and growing.

🦷

Healthcare

OhioHealth, Nationwide Children's, Mount Carmel. Practice acquisitions and medical equipment across the metro.

🏭

Manufacturing

Intel fab supply chain, automotive, food processing. Columbus metro manufacturing is diversifying rapidly.

⚖️

Attorneys

Columbus is Ohio's capital and a growing legal market. Corporate, real estate, government, and IP practices.

📦

Wholesale

Rickenbacker logistics corridor. Amazon, FedEx, UPS operations drive distribution and warehousing demand.

Market Data

Cost of Business in Columbus

Key business cost metrics for Columbus, OH.

CategoryColumbus Data
Commercial Rent$18–$32/sq ft (office) · $5–$10/sq ft (industrial)
Average Wages$62,000 median household income
Permits & Licensing$400–$6,000+ depending on scope
Commercial Property Prices$150–$280/sq ft (commercial office)

Why Basecamp

Columbus vs Going to a Bank

Here's why Columbus business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements700+ FICO typicalRevenue-focused — we evaluate total business performance
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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⭐

Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Columbus Businesses

The most popular funding types for businesses in Columbus. Each links to a detailed product page.

🏢 Commercial Real Estate

Columbus's $2.5B CRE market is the largest in Ohio. SBA 504 with 10% down for acquisitions.

View Product Details →

📊 SBA Loans

Lowest rates for acquisitions, property, and major expansions. 10% down for most transactions.

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🔧 Equipment Financing

Construction equipment, medical devices, manufacturing machinery — the asset is your collateral.

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💰 Working Capital

Bridge cash flow during rapid growth and new location launches. Fund in 1–3 days.

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FAQ

Frequently Asked Questions — Columbus Business Loans

Columbus Business Lending — From the Basecamp Team

Our team works with Columbus business owners every day. The story is almost always the same — they're scaling fast, the Short North or Rickenbacker corridor has a property that won't wait, and their bank is quoting 75 days. Columbus's commercial real estate market is increasingly competitive. Intel's $20B fab is transforming demand across the region.

Here's what works in Columbus: capital stacking. A $4.2M industrial acquisition isn't one bank's problem — it's an SBA 504 for the building and working capital for tenant improvements. For restaurant owners in the Short North, revenue-based capital stacks get equipment, tenant improvements, and working capital funded in 2–3 weeks. Check our loan cost calculator to see real numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other Ohio Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these Ohio metros.

📍 Cleveland

Cleveland's economy is anchored by one of the most powerful healthcare systems in the world. Cleveland Clinic — ranked #...

📍 Cincinnati

Cincinnati is the consumer goods capital of America. Procter & Gamble, Kroger, and Fifth Third Bank are headquartered he...

📍 Dayton

Dayton's economy revolves around Wright-Patterson Air Force Base — the largest single-site employer in Ohio with 30,000+...

📍 Akron

Akron is the polymer capital of the world. Goodyear's legacy created an entire industry — rubber, plastics, and advanced...

📍 Toledo

Toledo is the Glass City — Owens Corning, Libbey Glass, and Pilkington built an industry here. Today, the glass manufact...

📍 Canton

Canton is home to the Pro Football Hall of Fame and a manufacturing base built on TimkenSteel's legacy. Precision bearin...

📍 Youngstown

Youngstown is a steel city in transition. The steel mills that defined the Mahoning Valley have given way to advanced ma...

📍 Dublin-Westerville

Dublin and Westerville are Columbus's affluent northern suburbs — and major corporate hubs. Cardinal Health (Fortune 14)...

📍 Mason-West Chester

Mason and West Chester form Cincinnati's fastest-growing northern corridor. GE Aviation's jet engine facility is the are...

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
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Columbus Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

Soft-pull pre-qual · No obligation · 60 seconds