Business loans in Dayton, Ohio

Business Loans in Dayton, OH

One application reaches 70+ lenders who fund Dayton businesses daily. $10K to $10M+. No hard credit pull.

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No hard credit pull to see your options
Same-day funding available
70+ lenders compete for your business
All industries welcome
$10M+
Max Funding
Same-Day
Available
70+
Lenders Compete
No Min
Credit Score
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Dayton Market

Why Dayton Businesses Choose Basecamp

Dayton's economy revolves around Wright-Patterson Air Force Base — the largest single-site employer in Ohio with 30,000+ workers. The base drives a defense technology ecosystem that includes research, contracting, and manufacturing. The Air Force Research Laboratory and National Air and Space Intelligence Center are headquartered here.

University of Dayton and Wright State University contribute research and a skilled workforce. Healthcare (Premier Health, Kettering Health) serves the metro and surrounding region. Manufacturing remains strong — precision machining, aerospace components, and defense products.

Dayton offers some of the most affordable commercial real estate in Ohio. That value attracts defense contractors, manufacturers, and healthcare providers who need space without metro pricing. The Oregon District is a growing commercial and entertainment hub.

Real Results

Funded in Dayton

Real financing scenarios for Dayton businesses through our lender network.

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Defense Contractor Equipment

$1.5M for a commercial contractor mobilizing for Wright-Patterson AFB renovation projects. $900K equipment + $600K working capital.

$1.5M funded → 2 products → defense contractor ready

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Medical Practice

$800K acquisition of a multi-provider family practice. 3 providers, $1.6M annual revenue. SBA 7(a) with 10% down.

$800K funded → 10% down → independent practice

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Manufacturing Equipment

$500K in precision machining equipment for a defense subcontractor. Equipment financing at 10% down.

$500K funded → 10% down → defense contracts secured

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Restaurant

$400K for a restaurant opening in the Oregon District. Kitchen equipment + tenant improvements + working capital.

$400K funded → Oregon District location open

Wright-Patt renovation contracts were coming in and we needed $1.5M in equipment fast. Our bank wanted 60 days and full collateral. Basecamp structured equipment financing plus working capital and closed in 18 days. We mobilized on time.

Defense contractor, Dayton OH

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See What Dayton Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

No hard credit pull
No obligation
Funded as fast as same day
70+ lenders compete for your business
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Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

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Industries We Fund

Top Industries in Dayton

Market Data

Cost of Business in Dayton

Key business cost metrics for Dayton, OH.

CategoryDayton Data
Commercial Rent$10–$20/sq ft (office) · $3–$7/sq ft (industrial)
Average Wages$46,000 median household income
Permits & Licensing$250–$3,000+ depending on scope
Commercial Property Prices$70–$150/sq ft (commercial office)

Why Basecamp

Dayton vs Going to a Bank

Here's why Dayton business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements700+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Dayton Businesses

The most popular funding types for businesses in Dayton. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Dayton Business Loans

Dayton Business Lending — From the Basecamp Team

Our team works with Dayton business owners who operate in one of Ohio's most unique economies. Wright-Patterson AFB drives everything — defense contracting, precision manufacturing, and a massive service economy. When defense renovation contracts come in, contractors need equipment and working capital fast.

Dayton's affordable commercial real estate makes property acquisitions accessible. SBA 504 with 10% down is how smart contractors and healthcare practices acquire space. Check our loan cost calculator to run your numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding
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Dayton Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

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No credit impact · No obligation · 60 seconds