Business loans in Dayton, Ohio

Business Loans in Dayton, OH

One application reaches 70+ lenders who fund Dayton businesses daily. $10K to $20M+. Soft-pull pre-qual.

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✓Soft-pull pre-qual to see your options
✓Same-day funding available
✓70+ lenders compete for your business
✓All established industries
$20M+
Max Funding
Same-Day
Available
70+
Lenders Compete
Revenue-First
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Dayton Market

Why Dayton Businesses Choose Basecamp

Dayton's economy revolves around Wright-Patterson Air Force Base — the largest single-site employer in Ohio with 30,000+ workers. The base drives a defense technology ecosystem that includes research, contracting, and manufacturing. The Air Force Research Laboratory and National Air and Space Intelligence Center are headquartered here.

University of Dayton and Wright State University contribute research and a skilled workforce. Healthcare (Premier Health, Kettering Health) serves the metro and surrounding region. Manufacturing remains strong — precision machining, aerospace components, and defense products.

Dayton offers some of the most affordable commercial real estate in Ohio. That value attracts defense contractors, manufacturers, and healthcare providers who need space without metro pricing. The Oregon District is a growing commercial and entertainment hub.

Real Results

Funded in Dayton

Real financing scenarios for Dayton businesses through our lender network.

🏗️

Defense Contractor Equipment

$1.5M for a commercial contractor mobilizing for Wright-Patterson AFB renovation projects. $900K equipment + $600K working capital.

$1.5M funded → 2 products → defense contractor ready

🦷

Medical Practice

$800K revenue-based capital stack for a Dayton multi-provider family practice acquisition: term loan against $1.6M annual revenue + equipment financing + working capital (see /loans/business-acquisition).

$800K funded → 24 days → independent practice

🏭

Manufacturing Equipment

$500K in precision machining equipment for a defense subcontractor. Equipment financing at 10% down.

$500K funded → 10% down → defense contracts secured

🍽️

Restaurant

$400K for a restaurant opening in the Oregon District. Kitchen equipment + tenant improvements + working capital.

$400K funded → Oregon District location open

“Wright-Patt renovation contracts were coming in and we needed $1.5M in equipment fast. Our bank wanted 60 days and full collateral. Basecamp structured equipment financing plus working capital and closed in 18 days. We mobilized on time.”

— Defense contractor, Dayton OH

Get Started

See What Dayton Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

✓Soft-pull pre-qual
✓No obligation
✓Funded as fast as same day
✓70+ lenders compete for your business
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History
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See What You Could Qualify For

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$10K$250K/mo$2M+

Estimated Approval Range

$250K – $375K

Based on 100-150% of monthly revenue

Soft-pull pre-qual · No obligation · Estimate only

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Industries We Fund

Top Industries in Dayton

🏭

Manufacturing

Defense components, precision machining, aerospace parts. Wright-Patterson drives the manufacturing ecosystem.

🦷

Healthcare

Premier Health, Kettering Health. Practice acquisitions and medical equipment across the metro.

🏗️

Construction

Wright-Patterson projects, commercial renovation, residential development.

🔧

Auto Repair

Large commuter workforce and military families drive steady vehicle service demand.

🍽️

Restaurants

Oregon District revitalization is driving restaurant and entertainment growth.

🚛

Trucking

I-70/I-75 intersection makes Dayton a regional freight hub.

Market Data

Cost of Business in Dayton

Key business cost metrics for Dayton, OH.

CategoryDayton Data
Commercial Rent$10–$20/sq ft (office) · $3–$7/sq ft (industrial)
Average Wages$46,000 median household income
Permits & Licensing$250–$3,000+ depending on scope
Commercial Property Prices$70–$150/sq ft (commercial office)

Why Basecamp

Dayton vs Going to a Bank

Here's why Dayton business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements700+ FICO typicalRevenue-focused — we evaluate total business performance
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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⭐

Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

Request a Financing Review →

Recommended Products

Best Loan Products for Dayton Businesses

The most popular funding types for businesses in Dayton. Each links to a detailed product page.

🔧 Equipment Financing

Defense equipment, precision machinery, construction fleets — the asset is your collateral. 10% down.

View Product Details →

💰 Working Capital

Mobilization capital for defense contracts. Fund in 1–3 days.

View Product Details →

📊 SBA Loans

Best rates for practice acquisitions and property purchases. 10% down.

View Product Details →

🏢 Commercial Real Estate

Dayton's affordable CRE offers strong value. Military-adjacent and medical properties.

View Product Details →

FAQ

Frequently Asked Questions — Dayton Business Loans

Dayton Business Lending — From the Basecamp Team

Our team works with Dayton business owners who operate in one of Ohio's most unique economies. Wright-Patterson AFB drives everything — defense contracting, precision manufacturing, and a massive service economy. When defense renovation contracts come in, contractors need equipment and working capital fast.

Dayton's affordable commercial real estate makes property acquisitions accessible. SBA 504 with 10% down is how smart contractors and healthcare practices acquire space. Check our loan cost calculator to run your numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other Ohio Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these Ohio metros.

📍 Columbus

Columbus is the fastest-growing major metro in the Midwest. Ohio State University anchors a massive education and health...

📍 Cleveland

Cleveland's economy is anchored by one of the most powerful healthcare systems in the world. Cleveland Clinic — ranked #...

📍 Cincinnati

Cincinnati is the consumer goods capital of America. Procter & Gamble, Kroger, and Fifth Third Bank are headquartered he...

📍 Akron

Akron is the polymer capital of the world. Goodyear's legacy created an entire industry — rubber, plastics, and advanced...

📍 Toledo

Toledo is the Glass City — Owens Corning, Libbey Glass, and Pilkington built an industry here. Today, the glass manufact...

📍 Canton

Canton is home to the Pro Football Hall of Fame and a manufacturing base built on TimkenSteel's legacy. Precision bearin...

📍 Youngstown

Youngstown is a steel city in transition. The steel mills that defined the Mahoning Valley have given way to advanced ma...

📍 Dublin-Westerville

Dublin and Westerville are Columbus's affluent northern suburbs — and major corporate hubs. Cardinal Health (Fortune 14)...

📍 Mason-West Chester

Mason and West Chester form Cincinnati's fastest-growing northern corridor. GE Aviation's jet engine facility is the are...

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
← Back to Ohio Business Loans

Dayton Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

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