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🏭 Industry Guides

Funding strategies for specific industries — construction, restaurants, healthcare, trucking, manufacturing, franchises, and professional services firms.

22 articles in Industry Guides

💵 Working Capital🏭 Industry Guides

Opening a Second Bakery Location: What Size Loan Do You Need?

A $275K bakery opening a second location in six months needs to size the raise to the buildout and the ramp, not just the lease. Here's how to figure out the number — and what actually drives your terms.

Bobby Friel·Aug 14, 2026·8 min read

💵 Working Capital🏭 Industry Guides

How Expansion Capital Works for a $250K Trucking Company

A $250K trucking company ready to grow needs more than another truck. Expansion capital layers term loans and working capital with equipment financing — so you fund the growth, not just the iron.

Bobby Friel·Aug 12, 2026·8 min read

💵 Working Capital🏭 Industry Guides

A Two-Year-Old Logistics Company at $280K: What Lenders Actually Want to See

A two-year-old logistics company at $280K revenue wants to know what documents and metrics lenders require. The real answer is the numbers behind the documents — deposits, consistency, and concentration.

Bobby Friel·Aug 7, 2026·7 min read

🏭 Industry Guides📚 Loan Education

650 Credit, $400K Revenue: What You Actually Qualify For

An established operator with $400K revenue and mid-600s credit worries the FICO caps their options. Here is why revenue qualifies you and credit only positions you — and what that opens up.

Bobby Friel·Jul 24, 2026·7 min read

🔧 Equipment Financing🏭 Industry Guides

Adding a Production Line: Expansion Loan or Equipment Financing?

A manufacturer needs $80K for a second production line and has to choose between general expansion capital and equipment financing. Here is the decision framework — and why the collateral changes the math.

Bobby Friel·Jul 20, 2026·7 min read

💵 Working Capital🏭 Industry Guides

A Line of Credit for the Slow Season: How Restaurants Qualify

A $250K restaurant with predictable slow months wants a revolving line to smooth seasonal payroll instead of a lump-sum loan. Here is how a line works for seasonality and what it takes to qualify.

Bobby Friel·Jul 17, 2026·7 min read

🔧 Equipment Financing🏭 Industry Guides

Financing an Excavator When You're Doing $1.2M: Rates, Terms, and the Real Math

A $1.2M construction company buying an excavator wants to know what drives the terms — and whether to finance, and how Section 179 changes the math. Here is the straight version.

Bobby Friel·Jul 8, 2026·8 min read

🔧 Equipment Financing🏭 Industry Guides

Funding a Fleet Under 10 Trucks: The Options Banks Skip

Scaling from owner-operator to a small fleet means financing multiple trucks without a bank treating each one as a separate loan. Here is how to structure fleet growth as a capital plan.

Bobby Friel·Jul 6, 2026·7 min read

🔧 Equipment Financing🏭 Industry Guides

Financing a Used Semi in Year One: What Lenders Actually Look At

One year in, $120K in revenue, and you need a used semi. Here is what actually drives the terms on a young trucking file — and exactly what to have ready before you apply.

Bobby Friel·Jul 1, 2026·7 min read

🏭 Industry Guides

Expanding Your Restaurant Business: The Complete Growth Financing Playbook

Restaurant growth financing — acquisitions, renovations, kitchen upgrades, second locations, working capital. Revenue-based stacks for $250K-$10M+ deals, 21-30 days.

Bobby Friel, Basecamp Funding — Founder·May 12, 2026·11 min read

🏭 Industry Guides

Multi-Unit Franchise Financing: Operations and Growth Capital for Multi-Unit Operators

Multi-unit franchise operations financing — working capital, equipment refresh, renovation capex across existing portfolios. Revenue-first underwriting, 2-7 day funding.

Bobby Friel, Basecamp Funding — Founder·May 12, 2026·8 min read

💵 Working Capital🏭 Industry Guides

Contractor Funding Beyond Your Credit Score — Revenue-First Options

Contractors often have lower credit scores — not because the business is weak, but because of how the industry works. Here is what lenders actually look at.

Bobby Friel·May 9, 2026·5 min read

🔧 Equipment Financing💵 Working Capital

Trucking Company Cash Flow: How to Break the Load-to-Load Cycle

Trucking companies face unique cash flow challenges — broker payment terms, fuel costs, and maintenance. Here is how to fund your operation without waiting 60 days.

Bobby Friel·May 7, 2026·5 min read

💵 Working Capital🏭 Industry Guides

Working Capital for Staffing Companies: Fund Payroll Before Clients Pay You

Staffing companies pay employees weekly but get paid net-60. Here's how to fund the gap with invoice factoring, lines of credit, and working capital.

Bobby Friel·Apr 18, 2026·6 min read

🏭 Industry Guides

Financing for Professional Services Firms: Lawyers, Accountants, and Consultants

Professional services firms are ideal borrowers — but they have unique cash flow challenges. Here's how lawyers, accountants, and consultants get funded.

Bobby Friel·Apr 11, 2026·6 min read

🔧 Equipment Financing💵 Working Capital

Manufacturing Business Loans: Equipment, Inventory, and Expansion Funding

Manufacturing funding options ranked by use case: equipment financing, PO financing, invoice factoring, working capital, and SBA 504 loans. Real rates, real amounts, real timelines.

Bobby Friel·Apr 2, 2026·7 min read

🔧 Equipment Financing🏭 Industry Guides

Contractor Financing in 2026: Equipment, Payroll, and Growth Capital

The contractor's funding playbook — equipment financing with Section 179 math, working capital for retainage gaps, and lines of credit for mobilization. Real numbers by trade.

Bobby Friel·Mar 28, 2026·6 min read

🏛️ SBA Loans🏭 Industry Guides

Manufacturing Facility Loans: How to Finance a Plant Acquisition or Expansion

How manufacturers finance facility acquisitions, equipment fleets, and expansions using SBA 504, equipment financing, and capital stacking. Real numbers and financing breakdowns.

Bobby Friel·Mar 27, 2026·7 min read

🏭 Industry Guides🏢 Commercial Financing

Ground-Up Construction Financing: What Developers Actually Pay in 2026

How ground-up construction financing works in 2026 — draw schedules, interest reserves, construction-to-permanent conversion, and real cost breakdowns by project type.

Bobby Friel·Mar 26, 2026·7 min read

💵 Working Capital🏭 Industry Guides

5 Funding Mistakes Restaurant Owners Make (and How to Avoid Them)

Restaurant owners often overpay for capital or take the wrong product. Here are the five most common funding mistakes and what to do instead.

Bobby Friel·Mar 24, 2026·5 min read

🔧 Equipment Financing🏭 Industry Guides

How to Get Funding for Your Restaurant in 2026: The Real Options Nobody Talks About

Restaurant funding broken down by type and stage — from food trucks to full-service expansions. Real costs, real rates, and the MCA math every owner needs to see.

Bobby Friel·Mar 19, 2026·6 min read

🔧 Equipment Financing💵 Working Capital

How to Finance HVAC Equipment for Your Contracting Business

A practical guide to financing commercial HVAC units, tools, and fleet vehicles — without draining your cash reserves.

Bobby Friel·Mar 6, 2026·5 min read

Explore Other Categories

🔧

Equipment Financing

Equipment loans and leasing, Section 179 tax strategies, and financing for machinery, vehicles, and technology — with cost and tax-treatment comparisons.

20 articles →

🏛️

SBA Loans

SBA 7(a), SBA 504, application tips, eligibility basics, and what qualifies a business for government-backed lending and its longer-term repayment.

6 articles →

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Working Capital

Cash flow solutions, bridge financing, seasonal capital, and revenue-based funding — plus invoice factoring and lines of credit for everyday operations.

29 articles →

📚

Loan Education

How business loans work, factor rates vs APR, reading and comparing loan offers, what lenders look for, and the costs that decide which deal is best.

27 articles →

🏢

Commercial Financing

Capital stacking, commercial real estate, business acquisitions, and $1M+ transactions — multi-lender structures for refinances, renewals, and growth.

13 articles →

🚀

Getting Started

First-time borrower guides, application tips, what documents to prepare, and the common mistakes that get new operators denied — and how to avoid them.

4 articles →

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