Business loans in Brooklyn, New York

Business Loans in Brooklyn, NY

One application reaches 70+ lenders who fund Brooklyn businesses daily. $10K to $10M+. No hard credit pull.

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70+ lenders compete for your business
All industries welcome
$10M+
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Brooklyn Market

Why Brooklyn Businesses Choose Basecamp

Brooklyn has transformed from Manhattan's more affordable neighbor into one of the most dynamic business markets in the country. Williamsburg, DUMBO, and Downtown Brooklyn are packed with tech companies, creative agencies, and restaurant groups. Industrial zones in Sunset Park and Red Hook are seeing massive investment in manufacturing and logistics.

The food scene here drives serious capital demand. Brooklyn has more restaurants per capita than almost any borough in the country. New concepts launch constantly in Williamsburg, Park Slope, and Prospect Heights. Restaurant groups that started with one location are scaling to three, four, five locations across the borough.

Commercial real estate in Brooklyn is booming. Multifamily acquisitions in Bed-Stuy and Crown Heights, mixed-use development in Williamsburg, industrial conversions in Bushwick — every asset class is active. Prices are still below Manhattan but climbing fast.

Real Results

Funded in Brooklyn

Real financing scenarios for Brooklyn businesses through our lender network.

🍽️

Restaurant Group

$900K for a restaurant group opening a third location in Williamsburg. Kitchen buildout + equipment + 4 months working capital. SBA 7(a) with 10% down. First two locations generating $4.2M combined revenue.

$900K funded → 10% down → 3rd Brooklyn location

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Multifamily Acquisition

$3.8M acquisition of a 16-unit multifamily building in Bed-Stuy. SBA 504 with 15% down. NOI: $280K. Strong rent growth trajectory in one of Brooklyn's hottest neighborhoods.

$3.8M funded → 15% down → Bed-Stuy multifamily

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Manufacturing

$750K for a specialty food manufacturer expanding production in Sunset Park. $500K equipment + $250K working capital for new distribution contracts.

$750K funded → 2 products → production doubled

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Med Spa

$400K for a med spa opening a second location in Park Slope. Equipment financing for lasers and aesthetic devices + working capital for buildout. Funded in 12 days.

$400K funded → 12 days → 2nd location open

We needed $900K to open our third restaurant in Williamsburg. Our bank wanted 30% down and 90 days. Basecamp got us SBA 7(a) with 10% down and we were open in 45 days. That's three locations now doing $6M+ combined.

Restaurant group owner, Brooklyn NY

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See What Brooklyn Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

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Funded as fast as same day
70+ lenders compete for your business
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$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

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Industries We Fund

Top Industries in Brooklyn

Market Data

Cost of Business in Brooklyn

Key business cost metrics for Brooklyn, NY.

CategoryBrooklyn Data
Commercial Rent$40–$85/sq ft (office) · $18–$35/sq ft (industrial)
Average Wages$67,000 median household income
Permits & Licensing$3,000–$25,000+ depending on scope
Commercial Property Prices$500–$1,200/sq ft (commercial office)

Why Basecamp

Brooklyn vs Going to a Bank

Here's why Brooklyn business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements720+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Brooklyn Businesses

The most popular funding types for businesses in Brooklyn. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Brooklyn Business Loans

Brooklyn Business Lending — Bobby's Take

Our team funds more restaurant transactions in Brooklyn than almost any other market in New York. Williamsburg, Park Slope, DUMBO — restaurant groups are scaling fast and they need financing that keeps up. SBA 7(a) with 10% down is the go-to structure. But Brooklyn isn't just restaurants — manufacturing in Sunset Park is growing, multifamily in Bed-Stuy is on fire, and med spas are popping up across the borough.

The key in Brooklyn is getting your financing locked before you sign a lease. Commercial rents aren't Manhattan-level yet, but they're climbing fast. A capital stack that combines SBA financing with equipment and working capital gives you the flexibility to move quickly. Run your numbers through our commercial funding calculator and let's get you funded.

— Bobby Friel, Basecamp Funding - Founder

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Brooklyn Businesses Don't Wait. Neither Should Your Financing.

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