Business loans in Queens, New York

Business Loans in Queens, NY

One application reaches 70+ lenders who fund Queens businesses daily. $10K to $20M+. Soft-pull pre-qual.

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Same-day funding available
70+ lenders compete for your business
All established industries
$20M+
Max Funding
Same-Day
Available
70+
Lenders Compete
Revenue-First
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Queens Market

Why Queens Businesses Choose Basecamp

Queens is the most ethnically diverse urban area in the world — and that diversity drives one of the most dynamic small business economies in New York. From Flushing's massive Asian business district to Jackson Heights' South Asian corridor to Astoria's Mediterranean food scene, Queens is a borough of entrepreneurs.

JFK and LaGuardia airports anchor the borough's logistics and hospitality sectors. Industrial zones in Long Island City and Maspeth support manufacturing, wholesale, and distribution businesses. The healthcare market is strong with multiple major hospital systems and hundreds of private practices.

Commercial real estate in Queens offers NYC-level demand at prices significantly below Manhattan and increasingly competitive with Brooklyn. Long Island City has become a commercial and residential development hotspot, and Flushing is one of the most active retail and mixed-use markets in the outer boroughs.

Real Results

Funded in Queens

Real financing scenarios for Queens businesses through our lender network.

🍽️

Restaurant Group

$650K revenue-based capital stack for an Astoria restaurant group expansion: equipment financing for the full kitchen buildout + working capital against the group's Jackson Heights first location doing $2.1M/year. Funded in 20 days (see /loans/business-acquisition).

$650K funded → 20 days → 2nd Queens live

📦

Wholesale Distribution

$1.8M for a wholesale food distributor expanding warehouse capacity in Maspeth. $1.2M facility improvements + $600K working capital for inventory. SBA 504 + working capital.

$1.8M funded → 2 products → warehouse expanded

🦷

Dental Practice

$1.2M revenue-based capital stack for a Flushing dental practice acquisition: term loan against $2M annual revenue + equipment financing for 6 operatories + working capital. Practice serves the borough's largest Asian community (see /loans/business-acquisition).

$1.2M funded → 26 days → Flushing practice

🏢

Mixed-Use Property

$2.8M mixed-use acquisition in Long Island City. Retail ground floor, residential above. SBA 504 with 15% down. Strong NOI in one of NYC's fastest-growing neighborhoods.

$2.8M funded → 15% down → LIC mixed-use

Our first restaurant in Jackson Heights does $2.1M a year. When we wanted to open in Astoria, our bank said 25% down and 60 days. Basecamp got us SBA 7(a) with 10% down and we were open in 40 days. That's the difference.

Restaurant group owner, Queens NY

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See What Queens Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

Soft-pull pre-qual
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Funded as fast as same day
70+ lenders compete for your business
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$10K$250K/mo$2M+

Estimated Approval Range

$250K$375K

Based on 100-150% of monthly revenue

Soft-pull pre-qual · No obligation · Estimate only

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Industries We Fund

Top Industries in Queens

Market Data

Cost of Business in Queens

Key business cost metrics for Queens, NY.

CategoryQueens Data
Commercial Rent$30–$65/sq ft (office) · $14–$28/sq ft (industrial)
Average Wages$68,000 median household income
Permits & Licensing$2,500–$20,000+ depending on scope
Commercial Property Prices$350–$800/sq ft (commercial office)

Why Basecamp

Queens vs Going to a Bank

Here's why Queens business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements720+ FICO typicalCash flow + revenue underwriting
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Queens Businesses

The most popular funding types for businesses in Queens. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Queens Business Loans

Queens Business Lending — Bobby's Take

Our team loves working with Queens business owners because the diversity of transactions is unmatched. Restaurant groups in Flushing and Astoria, wholesale distributors in Maspeth, dental practices serving communities in 100+ languages — Queens is where small business ambition meets real execution. Revenue-based capital stacking is the structure that gets most of these transactions done — sized against the practice or restaurant's actual cash flow.

If you're eyeing commercial real estate in Long Island City or a mixed-use property in Flushing, move fast. These neighborhoods are attracting serious investment and prices are climbing. Our team can have a term sheet in under a week and close in 30 days or less. Run your numbers through our commercial funding calculator and see what you qualify for.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other New York Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these New York metros.

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
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Queens Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

Soft-pull pre-qual · No obligation · 60 seconds