Business loans in Long Island, New York

Business Loans in Long Island, NY

One application reaches 70+ lenders who fund Long Island businesses daily. $10K to $10M+. No hard credit pull.

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Long Island Market

Why Long Island Businesses Choose Basecamp

Long Island — Nassau and Suffolk Counties — is one of the largest suburban economies in the United States. 2.8 million people, $180B+ GDP, and some of the densest healthcare and manufacturing corridors on the East Coast. This isn't just a bedroom community for NYC commuters. Long Island has its own massive economic engine.

Healthcare dominates the local economy. Northwell Health is headquartered here and is the largest private employer in New York State. Dental groups, medical practices, and specialty clinics are everywhere — and practice acquisition activity is intense. DSOs and PE firms are buying up dental practices across Nassau and Suffolk, which means independent owners need to move fast if they want to stay competitive.

Manufacturing is the other pillar. Long Island's aerospace, defense, and biotech sectors employ tens of thousands. Companies like Northrop Grumman, BAE Systems, and dozens of precision manufacturers operate here. Equipment financing and facility expansion are constant capital needs.

Real Results

Funded in Long Island

Real financing scenarios for Long Island businesses through our lender network.

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Dental Acquisition

$2.3M to acquire a multi-location dental group in Nassau County. 8 operatories across 2 locations. SBA 7(a) with 10% down. Practice revenue: $3.8M/year. Beat two competing DSO offers by closing faster.

$2.3M funded → beat DSOs → 10% down

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Manufacturing Expansion

$1.8M for a defense contractor expanding production capacity in Suffolk County. CNC machines, quality control equipment, and facility improvements. Equipment financing at 10% down.

$1.8M funded → 10% down → defense contracts secured

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Medical Office Building

$3.5M medical office building acquisition in Garden City. SBA 504 with 10% down. 5 tenants, $380K NOI. Fully leased with long-term physician tenants.

$3.5M funded → 10% down → fully leased

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Construction Equipment

$1.1M for a commercial GC expanding their fleet for hospital renovation projects across Nassau County. Excavators, lifts, and specialty equipment. Funded in 9 days.

$1.1M funded → 9 days → hospital projects mobilized

Two DSOs were bidding on the same dental practice we wanted in Nassau County. Our bank said 90 days. Basecamp structured an SBA 7(a) and we closed in 35 days with 10% down. Those DSOs never had a chance.

Dental practice owner, Long Island NY

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See What Long Island Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

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Funded as fast as same day
70+ lenders compete for your business
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$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

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Industries We Fund

Top Industries in Long Island

Market Data

Cost of Business in Long Island

Key business cost metrics for Long Island, NY.

CategoryLong Island Data
Commercial Rent$30–$55/sq ft (office) · $12–$22/sq ft (industrial)
Average Wages$115,000 median household income
Permits & Licensing$2,000–$15,000+ depending on scope
Commercial Property Prices$250–$550/sq ft (commercial office)

Why Basecamp

Long Island vs Going to a Bank

Here's why Long Island business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements720+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

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Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Long Island Businesses

The most popular funding types for businesses in Long Island. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Long Island Business Loans

Long Island Business Lending — Bobby's Take

Our team does a ton of financing volume on Long Island — especially healthcare practice acquisitions. DSOs are buying up dental practices across Nassau and Suffolk Counties, and independent owners who want to acquire instead of get acquired need financing that closes fast. SBA 7(a) with 10% down is the structure that wins. We've beaten DSO offers multiple times just by closing faster with better terms.

Beyond healthcare, Long Island's manufacturing sector is strong and growing. Aerospace and defense contracts require equipment investment and facility expansion. Capital stacking — SBA 504 for the building, equipment financing for the machines, working capital for the transition — is how our team structures these transactions. Run your numbers through our commercial funding calculator and see what makes sense.

— Bobby Friel, Basecamp Funding - Founder

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Long Island Businesses Don't Wait. Neither Should Your Financing.

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