This Is Why You're Here
Why Fleet Maintenances Come to Us Instead of Their Bank
A logistics company just signed a 50-truck maintenance contract worth $180K/year. You need two additional service bays, a heavy-duty lift ($28K), and a tire machine ($15K) to handle the volume. Revenue starts in 30 days but the equipment investment is upfront.
Your fleet diagnostic platform needs a $22K upgrade to cover newer diesel emissions systems. Without it, you're subbing out $8K/month in DPF and DEF work to the dealer down the street.
A municipal contract requires 24-hour emergency response capability. You need a fully equipped service truck ($85K) and a second shift technician. The contract pays $12K/month but the truck purchase is immediate.
Your parts inventory is $40K below where it needs to be. Every back-ordered part means a fleet vehicle sits idle — costing your client $500-$1,200/day in lost productivity. Stocking fast-movers would eliminate 70% of overnight delays.
A competing fleet shop closed and their 3 largest clients (120 vehicles total) called you this week. You need two more techs, a heavy-duty alignment rack ($35K), and enough parts to handle the surge.
Landed a 60-truck municipal contract but needed two heavy-duty lifts and a $22K diagnostic upgrade to handle it. Basecamp funded $65K in equipment financing in 4 days. That contract pays $15K/month — the equipment paid for itself in 5 months.
Derek W., Fleet Maintenance Shop Owner, Indianapolis, IN
Fleet Maintenance Financing
Get Your Fleet Maintenance Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Fleet Maintenance Businesses Choose Basecamp
Fleet Contracts Don't Wait for Bank Approvals
A logistics company offers you a 50-truck maintenance contract. You need equipment in 2 weeks to start. Your bank needs 60 days for underwriting. We fund fleet equipment in 3-7 days so you never lose a contract to slow financing.
Heavy-Duty Equipment Pays for Itself Fast
A $28K heavy-duty lift running 8 fleet vehicles per day generates $3,200/week in labor revenue. That's 9-week payback. Our lenders understand fleet shop economics and approve based on contract revenue, not just bank statements.
Parts Inventory Eliminates Downtime Penalties
Fleet clients penalize you for vehicle downtime — $500-$1,200/day per truck. Stocking $40K in fast-moving parts eliminates 70% of overnight delays. A line of credit lets you build inventory without draining your operating account.
DOT Compliance Equipment Is Non-Negotiable
Emissions testing, brake dynamometers, and safety inspection equipment aren't optional for fleet work. Our lenders fund compliance equipment knowing that without it, you can't hold fleet contracts.
What You're Up Against
The Real Challenges Fleet Maintenances Face
Pricing Transparency
What Fleet Maintenance Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Fleet Maintenances
Finance the equipment. Keep your cash. Take the deduction. Your equipped service truck costs $51,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Fleet Maintenance Capital Uses
What Fleet Maintenance Businesses Use Funding For
Lifts & Bay Equipment
Two-post lifts, four-post lifts, alignment racks, tire machines, and brake lathes
ADAS Calibration Systems
Static and dynamic calibration tools for forward-facing cameras, radar, and LiDAR
Paint Booths & Body Equipment
Downdraft paint booths, frame machines, mixing systems, and ventilation
Diagnostic & Scan Tools
OEM-level scan tools, ISTA licensing, J2534 pass-thru devices, and subscriptions
Technician Hiring
Signing bonuses, tool allowances, and payroll bridging for new hires
Shop Expansion
Additional bays, second locations, facility upgrades, and lot paving
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your fleet maintenance business?
Garage keepers liability and general liability are required for most shop financing. InsuranceService365.com covers auto repair shops across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Fleet Maintenance Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Auto Repair Shops Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Fleet Maintenance Businesses
Working Capital
Cover parts inventory, payroll, and shop expenses. Funded same day.
Learn More →Equipment Financing
Finance lifts, alignment racks, and diagnostic equipment — asset-backed.
Learn More →Business Line of Credit
Draw for parts and supplies as repair orders come in.
Learn More →Revenue-Based Financing
Payments flex with your daily revenue — lower during slow weeks.
Learn More →FAQs
Fleet Maintenance Business Loan FAQs
Fleet Maintenance Shop Loans & Equipment Financing — $10K to $5M+
Fleet shops don't have the luxury of saying 'we'll get to it next week.' When a delivery company's truck breaks down, that's $1,200/day in lost revenue for your client — and they'll find a shop that can handle it today. That means you need the lifts, the diagnostic tools, the parts inventory, and the technicians ready before the phone rings. Banks don't understand that a $28K heavy-duty lift pays for itself in 60 days when you're running 50 vehicles through preventive maintenance.
We fund fleet maintenance shops the way they actually work. Equipment financing for lifts and service trucks. Working capital for parts inventory. Lines of credit for the $40K surge when a new fleet contract lands. 70+ lenders competing for your business. No hard pull. Most fleet shops hear back the same day.
Stop Waiting on Banks. Get Your Fleet Maintenance Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide