Dental business funding — Patient receiving dental treatment from a dentist and assistant in a modern dental office
No Hard Credit Pull · Same-Day Funding Available
← All Healthcare Practices Financing

Dental Business Loans — Funded in 24 Hours

Dental practices are equipment-intensive businesses — a single CBCT scanner costs $95K, a new operatory runs $50K+, and patient financing doesn't cover your overhead. Between equipment costs, insurance delays, and the capital needed to grow — dentists need funding from lenders who understand dental economics.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Dental
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Specialties Welcome

This Is Why You're Here

Why Dentals Come to Us Instead of Their Bank

1

You want to add implant services but need a $95K CBCT scanner. The manufacturer wants payment in 30 days. Your bank wants 90 days to process. The competitor across town already offers implants.

2

Your practice management software is end-of-life. The upgrade including hardware, training, and data migration costs $45K. This isn't optional — it's a compliance requirement.

3

A retiring dentist two miles away is selling — 1,500 active patients, 3 operatories, and $750K in annual collections. You need to move fast or lose the opportunity.

4

Your crown lab just raised prices 22% and you need to switch to an in-house CAD/CAM mill. The CEREC system is $150K but it cuts your per-crown cost from $180 to $40. You just don't have $150K sitting around.

5

Two hygienists quit the same week and you're bleeding $18K a month in lost cleaning revenue. Recruiting, signing bonuses, and temp coverage cost $28K before the new hires start producing.

★★★★★

We needed a $95K CBCT scanner to start offering implants. Basecamp matched us with a lender who financed the whole thing with the scanner as collateral — $0 down, funded in 5 days.

Dr. Kevin T., General Dentist, Charlotte, NC

Dental Financing

Get Your Dental Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Dental Businesses Choose Basecamp

🦷

We Know Dental Equipment Cold

CBCT scanners, CAD/CAM mills, operatory chairs — we've financed thousands of them. The device is the collateral. Zero down in most cases. Banks don't understand dental tech. We do.

💰

Practice Acquisitions Close in Weeks

A retiring dentist's patient list won't wait 90 days for your bank. Our SBA lenders close dental acquisitions in 3-4 weeks with 10% down. You keep the opportunity.

🔬

Section 179 Saves You Thousands

A $95K CBCT scanner at a 35% tax rate? That's $33K back year one. We help dentists finance equipment specifically to maximize Section 179 deductions.

📈

Lab Bills and Supply Orders Covered

Crown labs, implant parts, composite materials — $8K-$15K a month in supplies that insurance won't reimburse for 60 days. A credit line bridges that gap permanently.

What You're Up Against

The Real Challenges Dentals Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Digital X-ray upgradeFilm to digital conversion, CBCT scanner for implant casesEquipment Financing$50K–$150K3–5 days
Associate dentist recruitmentSigning bonus + office renovation for second operatoryWorking Capital$25K–$60K1–3 days
Insurance reimbursement lagDelta/Cigna paying 60–90 days out, payroll due FridayWorking Capital$20K–$80K1–3 days
Practice acquisitionSenior dentist retiring, buying the practice and patient baseSBA Loans$200K–$1M30–60 days
Sterilization complianceNew autoclave, cassette system, and OSHA upgradesEquipment Financing$15K–$35K3–5 days

Pricing Transparency

What Dental Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M6mo-5yr8-18% APR1-3 days
Equipment Financing$10K–$5M2-10yr5-14% APR3-7 days
Business LOC$10K–$5MRevolving8-22% APR1-5 days
SBA Loans$50K–$5M10-25yr6-10% APR3-6 weeks
Term Loans$50K–$5M1-5yr7-16% APR1-5 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for Dentals

EquipmentCostTax RateDeductionTax SavingsNet Cost
CBCT scanner$95,00040%$95,000$38,000$57,000
CAD/CAM milling unit$45,00035%$45,000$15,750$29,250
Digital X-ray sensors$28,00035%$28,000$9,800$18,200

Finance the equipment. Keep your cash. Take the deduction. Your cbct scanner costs $57,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Dental Capital Uses

What Dental Businesses Use Funding For

🏥

Practice Acquisition

Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.

🔬

Medical Equipment

Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.

💵

Payroll & Staffing

Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.

🏗️

Buildout & Renovation

New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.

💻

Technology & EHR

Electronic health records, practice management, telehealth platforms, patient portals.

📣

Marketing & Growth

Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
High student loan debt (very common in healthcare)
Less than 2 years in practice (6 months is fine)
Insurance reimbursement delays causing cash gaps
Existing equipment loans or practice debt
Solo practitioner or small group practice
Prior bank denial for practice financing
Starting a new practice or buying an existing one

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active malpractice judgments or license issues
Undisclosed existing positions or defaults

Need commercial insurance for your dental business?

Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Dental Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Healthcare Practices Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

Recommended Funding for Dental Businesses

FAQs

Dental Business Loan FAQs

Dental Practice Loans & Dentist Equipment Financing — $10K to $10M+

Dental is the most equipment-heavy practice in healthcare. Period. A CBCT scanner runs $95K. A full operatory build-out is $50K+. CAD/CAM system? Another $150K. And your bank wants 25% down and 8 weeks to think about it. Meanwhile, the dentist across town already has implant capabilities and is taking your patients.

Here's what I tell every dentist — finance the equipment, let it pay for itself. A $95K CBCT scanner doing implant cases generates $15K-$20K a month in new revenue. Your payment is $1,900. And Section 179 lets you write off the full $95K in year one. If you're eyeing a retiring dentist's practice with 1,500 patients? Our SBA lenders close in 3 weeks, not 3 months. One application. 60 seconds. No credit pull.

Stop Waiting on Banks. Get Your Dental Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide