This Is Why You're Here
Why Mental Healths Come to Us Instead of Their Bank
You have a 6-week waitlist and need to hire 2 licensed therapists. Recruiting, credentialing, and furnishing new offices cost $30K. Revenue from new patients won't hit for 90 days.
You're adding telehealth across your practice — HIPAA-compliant platform, cameras, soundproofing, and staff training total $25K. This is the future of your practice but the investment is now.
Your group practice outgrew its space. A larger suite in a medical building is available — build-out is $60K including therapy rooms, a group room, and reception.
Insurance panels are paying 90 days out and you just onboarded three new therapists who can't bill yet. Payroll is $21K a month for those three alone and you need $45K to cover the ramp before they're generating revenue.
You want to launch an intensive outpatient program for anxiety disorders. Licensing, group room build-out, curriculum development, and marketing cost $38K. Your current space can handle it but the startup costs are all upfront.
We had a 6-week waitlist and needed $30K to hire two therapists and furnish new offices. Basecamp funded us in 48 hours. Those two hires added $22K a month in revenue within 90 days.
Sarah K., Licensed Clinical Social Worker, Portland, OR
Mental Health Financing
Get Your Mental Health Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Mental Health Businesses Choose Basecamp
We Fund the Credentialing Gap
New therapists can't bill insurance for 60-90 days after hire. That's $21K in salary before a dollar comes back. We fund that gap so you can hire now, not 3 months from now.
Telehealth Build-Outs in Days
HIPAA-compliant platforms, cameras, soundproofing — $15K-$25K to do it right. Telehealth lets you see patients across the state. We fund the tech so you can scale without more office space.
Office Expansion for Group Practices
Outgrowing your space means losing patients. A bigger suite with therapy rooms, a group room, and reception costs $40K-$60K. We fund the build-out before the waitlist gets longer.
Insurance Panel Delays Don't Stop Us
Getting on insurance panels takes months. Your revenue lags behind your patient demand. Working capital bridges the gap between growing your practice and getting paid for it.
What You're Up Against
The Real Challenges Mental Healths Face
Pricing Transparency
What Mental Health Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Mental Healths
Finance the equipment. Keep your cash. Take the deduction. Your office buildout/soundproofing costs $22,750 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Mental Health Capital Uses
What Mental Health Businesses Use Funding For
Practice Acquisition
Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.
Medical Equipment
Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.
Payroll & Staffing
Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.
Buildout & Renovation
New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.
Technology & EHR
Electronic health records, practice management, telehealth platforms, patient portals.
Marketing & Growth
Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your mental health business?
Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Mental Health Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Healthcare Practices Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Mental Health Businesses
Working Capital
Bridge insurance reimbursement delays. Funded in 24 hours.
Learn More →Equipment Financing
Finance imaging, chairs, and medical devices — asset-backed rates.
Learn More →SBA Loans
Practice acquisition, buildout, and expansion at government-backed rates.
Learn More →Business Line of Credit
Revolving access for supplies, staffing, and operational expenses.
Learn More →FAQs
Mental Health Business Loan FAQs
Mental Health Practice Loans & Therapy Business Financing — $10K to $5M+
Mental health has a scaling problem nobody talks about. Demand is through the roof — 6-week waitlists are normal. But every new therapist you hire costs $30K upfront. Recruiting, credentialing, furnishing an office, paying salary for 90 days before insurance panels kick in. That's real money. And your waitlist grows another week while you figure out how to pay for it.
Here's what I tell every group practice owner — you're leaving $15K-$22K a month on the table for every therapist you don't hire. We funded a practice in Portland $30K in 48 hours. Two new hires. They added $22K a month within 90 days. Telehealth build-outs, HIPAA-compliant platforms, bigger office space — we fund all of it. Your patients are waiting. Literally. Fill out the app.
Stop Waiting on Banks. Get Your Mental Health Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide