This Is Why You're Here
Why MedSpas Come to Us Instead of Their Bank
You want to add a body contouring system — $120K for CoolSculpting Elite. It generates $8K-$12K/month in revenue. Your bank says med spas are 'too niche' to finance.
Your Morpheus8 needs a $15K service contract renewal due in 10 days. It generates 35% of your revenue. You just reinvested cash into a marketing campaign.
A competing med spa is closing. Their laser inventory (Halo, BBL, diode) is worth $250K — they'll sell for $100K if you close this month.
You booked a $45K Allergan order for Botox and Juvederm because volume discounts save you 20%. But the invoice is net-30 and your operating account has $18K. That order represents 6 weeks of injectable revenue.
You're launching a membership program and need $30K for marketing, a booking platform upgrade, and renovating your VIP treatment suite. The membership model smooths out seasonal dips but the launch costs hit all at once.
A competing med spa was liquidating $250K in lasers for $100K. I needed to close in 2 weeks. Basecamp funded the whole purchase in 8 days. Those devices generate $35K a month now.
Jennifer L., Med Spa Owner & NP, San Diego, CA
MedSpa Financing
Get Your MedSpa Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why MedSpa Businesses Choose Basecamp
Banks Don't Get Med Spas. We Do.
Banks classify you as a salon or a doctor's office — neither fits. Our lenders understand the aesthetics model: cash-pay patients, high margins, and equipment that pays for itself in months.
Injectable Inventory Lines Ready
Botox and filler orders run $10K-$30K a month. That's cash upfront before clients walk in. A revolving credit line covers inventory so you never cancel appointments over stock.
Service Contracts Funded Instantly
A $15K Morpheus8 service contract due in 10 days? That device generates 35% of your revenue. We fund the contract in days so your money-maker never goes offline.
Distressed Equipment Opportunities Move Fast
When a competitor closes, their $250K in lasers sells for pennies on the dollar. You need funding in a week, not a month. We close equipment financing in 5-10 days.
What You're Up Against
The Real Challenges MedSpas Face
Pricing Transparency
What MedSpa Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for MedSpas
Finance the equipment. Keep your cash. Take the deduction. Your multi-application laser costs $72,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
MedSpa Capital Uses
What MedSpa Businesses Use Funding For
Practice Acquisition
Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.
Medical Equipment
Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.
Payroll & Staffing
Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.
Buildout & Renovation
New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.
Technology & EHR
Electronic health records, practice management, telehealth platforms, patient portals.
Marketing & Growth
Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your medspa business?
Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your MedSpa Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Healthcare Practices Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for MedSpa Businesses
Working Capital
Bridge insurance reimbursement delays. Funded in 24 hours.
Learn More →Equipment Financing
Finance imaging, chairs, and medical devices — asset-backed rates.
Learn More →SBA Loans
Practice acquisition, buildout, and expansion at government-backed rates.
Learn More →Business Line of Credit
Revolving access for supplies, staffing, and operational expenses.
Learn More →FAQs
MedSpa Business Loan FAQs
Med Spa Loans & Medical Aesthetics Equipment Financing — $10K to $5M+
Med spas are the highest-margin business in healthcare. A $120K CoolSculpting system doing 3 treatments a week at $3,000 each? That's $36K a month on a $2,400 payment. But banks hear "med spa" and think nail salon. They don't understand that you're a medical practice with cash-pay patients and zero insurance hassle. Our lenders get the model. They see the margins.
And the opportunities come fast in this space. A competing med spa closes and suddenly there's $250K in lasers available for $100K. You need to move in days, not weeks. We funded exactly that transaction in San Diego — $100K in 8 days. Those devices now generate $35K a month. Injectable inventory, Morpheus8 service contracts, marketing campaigns to fill your treatment calendar — we fund all of it. Cash-pay business with high margins? Our lenders fight over med spa applications. 60 seconds. No credit hit.
Stop Waiting on Banks. Get Your MedSpa Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide