This Is Why You're Here
Why Ophthalmologys Come to Us Instead of Their Bank
You want to add LASIK — the femtosecond laser is $450K and the excimer is $250K. Combined, they'd generate $80K+/month in elective revenue. Your bank doesn't finance elective equipment.
Your OCT machine needs replacing — the new model is $85K. You're losing patients to the practice down the street that has the latest diagnostic technology.
A retiring ophthalmologist is selling their practice — 4,000 patients including 800 surgical candidates. Price is $1.8M and two other buyers are circling.
Your premium IOL inventory costs $35K to stock and the distributor switched to net-15 terms. You've got 20 cataract surgeries booked this month and can't afford to delay — each surgery generates $3K-$5K in fees.
The ASC where you do procedures just raised your facility fee 30%. Building your own ambulatory surgery center costs $600K but saves you $12K a month in facility fees. You need financing to make the jump.
Adding LASIK meant a $450K femtosecond laser. Every bank said it was too much for a single device. Basecamp's lender used the laser as collateral — funded $450K in 10 days. We did $92K in LASIK revenue the first month.
Dr. Priya S., Ophthalmologist, Austin, TX
Ophthalmology Financing
Get Your Ophthalmology Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Ophthalmology Businesses Choose Basecamp
We Finance Elective Equipment
Banks won't touch LASIK lasers because they see it as elective. Our lenders see a $450K machine generating $80K a month. Femtosecond, excimer, we've funded them all.
Diagnostic Upgrades in Days
OCT machines, visual field analyzers, slit lamps — $40K-$100K each. Patients leave when your diagnostics are outdated. We fund replacements in under a week.
Premium IOL and Lens Inventory
Offering premium lenses means stocking $20K-$50K in IOL inventory before the first surgery. A credit line covers lens inventory so you can offer every option.
ASC Build-Outs We Understand
Adding an ambulatory surgery center is a $500K+ project. Build-out, licensing, equipment. We package ASC financing so you stop paying facility fees to the hospital.
What You're Up Against
The Real Challenges Ophthalmologys Face
Pricing Transparency
What Ophthalmology Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Ophthalmologys
Finance the equipment. Keep your cash. Take the deduction. Your femtosecond laser costs $210,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Ophthalmology Capital Uses
What Ophthalmology Businesses Use Funding For
Practice Acquisition
Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.
Medical Equipment
Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.
Payroll & Staffing
Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.
Buildout & Renovation
New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.
Technology & EHR
Electronic health records, practice management, telehealth platforms, patient portals.
Marketing & Growth
Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your ophthalmology business?
Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Ophthalmology Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Healthcare Practices Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Ophthalmology Businesses
Working Capital
Bridge insurance reimbursement delays. Funded in 24 hours.
Learn More →Equipment Financing
Finance imaging, chairs, and medical devices — asset-backed rates.
Learn More →SBA Loans
Practice acquisition, buildout, and expansion at government-backed rates.
Learn More →Business Line of Credit
Revolving access for supplies, staffing, and operational expenses.
Learn More →FAQs
Ophthalmology Business Loan FAQs
Ophthalmology Practice Loans & Eye Doctor Equipment Financing — $10K to $10M+
Ophthalmology has the most expensive equipment buy-in of any specialty. A femtosecond laser is $450K. An excimer is another $250K. OCT machines run $85K. And here's the kicker — banks don't like financing elective procedure equipment. They see LASIK as "optional surgery" and get nervous. Our lenders see a $450K machine that generates $80K a month in revenue. Big difference.
I had an ophthalmologist in Austin who wanted to add LASIK. Her bank wouldn't touch it. We financed the full system — $450K, device as collateral. She did $92K in LASIK revenue her first month. Payment was $7,500. But it's not just LASIK. OCT replacements, visual field analyzers, slit lamp upgrades — every piece of ophthalmic equipment is financeable through our network. 60-second app. No credit hit. Offers in hours.
Stop Waiting on Banks. Get Your Ophthalmology Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide