Dermatology business funding — Dermatologist using a dermatoscope to examine a patient's skin in a clinical setting
No Hard Credit Pull · Same-Day Funding Available
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Dermatology Business Loans — Funded in 24 Hours

Dermatology practices blend medical and cosmetic services — which means expensive lasers, high-margin aesthetics, and insurance reimbursements that never come fast enough. Between $150K laser systems and the marketing needed to fill a cosmetic schedule — derm practices need strategic funding.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Dermatology
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Specialties Welcome

This Is Why You're Here

Why Dermatologys Come to Us Instead of Their Bank

1

You want to add a Halo laser for resurfacing — $120K. Each treatment generates $1,200-$2,500. Your bank doesn't know what a fractional laser is.

2

Your cosmetic side is growing 20% year-over-year but insurance reimbursements on the medical side are 60 days out. You need $50K to bridge the gap while both divisions scale.

3

A dermatologist in your building is retiring. Their patient panel of 3,000+ including 800 cosmetic patients is worth $1.5M. You need pre-approval fast.

4

Your Botox and filler supplier requires a $22K minimum order and payment upfront. You've got 30 injectable appointments booked this month but the cash from last month's treatments hasn't cleared insurance yet.

5

You need to build out a dedicated Mohs surgery suite — $85K for the room, cryo equipment, and pathology setup. You're currently referring Mohs cases out and losing $6K a week in surgical revenue.

★★★★★

Financed a $120K Halo laser through Basecamp in 6 days. It generates $14K a month in cosmetic revenue. Best investment I've made in the practice.

Dr. Lisa M., Dermatologist, Scottsdale, AZ

Dermatology Financing

Get Your Dermatology Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Dermatology Businesses Choose Basecamp

We Finance Every Laser Brand

Halo, BBL, IPL, CO2, excimer — we've funded them all. Banks don't understand cosmetic devices. Our lenders know exactly what a fractional laser earns per month and underwrite accordingly.

💊

Medical + Cosmetic Revenue Counts

Your practice has two revenue streams. Insurance pays for biopsies and Mohs. Cash patients pay for lasers and injectables. We count both. Banks often ignore the cosmetic side.

📦

Injectable Inventory Funding Fast

Botox and filler orders run $15K-$30K a month. That's cash out the door before patients walk in. A credit line covers inventory so you're never short on product.

🏢

Cosmetic Suite Build-Outs Funded

Adding a dedicated aesthetics wing costs $75K-$150K. Build-out, equipment, marketing launch. We package it all into one funding solution instead of three separate applications.

What You're Up Against

The Real Challenges Dermatologys Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Mohs surgery setupAdding Mohs micrographic surgery capability to practiceEquipment Financing$80K–$200K5–10 days
Cosmetic laser systemIPL, fractional CO2, or erbium laser for aesthetic revenueEquipment Financing$60K–$150K3–7 days
Med spa expansionAdding injectors, laser rooms, and aesthetician chairsWorking Capital$30K–$100K1–5 days
Pathology lab equipmentIn-house histology reduces turnaround and improves marginsEquipment Financing$40K–$80K3–5 days
PA/NP provider additionAdding mid-level provider to increase patient volumeWorking Capital$20K–$50K1–3 days

Pricing Transparency

What Dermatology Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M6mo-5yr8-18% APR1-3 days
Equipment Financing$10K–$5M2-10yr5-14% APR3-7 days
Business LOC$10K–$5MRevolving8-22% APR1-5 days
SBA Loans$50K–$5M10-25yr6-10% APR3-6 weeks
Term Loans$50K–$5M1-5yr7-16% APR1-5 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for Dermatologys

EquipmentCostTax RateDeductionTax SavingsNet Cost
Cosmetic laser system$120,00040%$120,000$48,000$72,000
Mohs cryostat$65,00040%$65,000$26,000$39,000
Dermoscopy system$15,00035%$15,000$5,250$9,750

Finance the equipment. Keep your cash. Take the deduction. Your cosmetic laser system costs $72,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Dermatology Capital Uses

What Dermatology Businesses Use Funding For

🏥

Practice Acquisition

Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.

🔬

Medical Equipment

Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.

💵

Payroll & Staffing

Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.

🏗️

Buildout & Renovation

New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.

💻

Technology & EHR

Electronic health records, practice management, telehealth platforms, patient portals.

📣

Marketing & Growth

Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
High student loan debt (very common in healthcare)
Less than 2 years in practice (6 months is fine)
Insurance reimbursement delays causing cash gaps
Existing equipment loans or practice debt
Solo practitioner or small group practice
Prior bank denial for practice financing
Starting a new practice or buying an existing one

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active malpractice judgments or license issues
Undisclosed existing positions or defaults

Need commercial insurance for your dermatology business?

Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Dermatology Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Healthcare Practices Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

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FAQs

Dermatology Business Loan FAQs

Dermatology Practice Loans & Derm Equipment Financing — $10K to $10M+

Derm is a weird business. Half your revenue comes from insurance — biopsies, Mohs, medical treatments. The other half is cash-pay cosmetics. Banks see that split and get confused. Our lenders see it for what it is: two revenue streams that make your practice more stable, not less.

And the lasers. A $120K Halo doing 10 treatments a month at $1,200 each — that's $12K a month on a $2,400 payment. The machine literally pays for itself five times over. But your bank wants 25% down and doesn't know what fractional resurfacing is. We finance every derm laser on the market. Device is the collateral. Zero down in most cases. Section 179 writes off the full cost year one. Fill out the app and we'll show you what you qualify for in hours.

Stop Waiting on Banks. Get Your Dermatology Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide