Orthopedics business funding — Orthopedic doctor reviewing knee joint anatomy and X-ray imaging
No Hard Credit Pull · Same-Day Funding Available
← All Healthcare Practices Financing

Orthopedics Business Loans — Funded in 24 Hours

Orthopedic practices require the most expensive equipment in medicine — MRI machines, surgical suites, and imaging systems that cost $500K+. Between capital equipment, physical therapy integration, and the slow grind of insurance authorization — orthopedic practices need serious funding from lenders who understand surgical practices.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Orthopedics
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Specialties Welcome

This Is Why You're Here

Why Orthopedicss Come to Us Instead of Their Bank

1

Your in-office MRI is 12 years old and breaking down monthly. A new open MRI is $350K. Referring patients out costs you $3K-$5K/month in lost imaging revenue.

2

You're expanding into sports medicine and need $180K for a rehab suite — equipment, build-out, and hiring a physical therapist. The revenue justifies it but the upfront cost is steep.

3

A 3-surgeon orthopedic group in your market is dissolving. You can acquire their patient panel and equipment for $2.2M. Your bank says 60-90 days for SBA.

4

Your surgical implant vendor just switched to prepay-only after a billing dispute. You've got 12 joint replacements scheduled this month and need $65K in implant inventory upfront or you cancel the surgeries.

5

Workers' comp cases are 40% of your revenue but reimbursements take 90-120 days. You need $80K to cover the gap because your surgical staff's payroll doesn't wait for the comp carrier to cut a check.

★★★★★

Our MRI was 12 years old and costing us $5K a month in referrals we had to send out. Basecamp got us $350K for a new open MRI — equipment as collateral, funded in a week.

Dr. James W., Orthopedic Surgeon, Nashville, TN

Orthopedics Financing

Get Your Orthopedics Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Orthopedics Businesses Choose Basecamp

🦴

We Finance Big-Ticket Imaging

MRI machines, C-arms, fluoroscopy units — $200K to $2M. Banks take months. We close in a week with the equipment as collateral. Stop referring out imaging revenue.

🏗️

Surgical Suite Build-Outs Funded

An in-office procedure room costs $300K-$500K. Build-out, sterilization, equipment. We package it into one loan instead of making you apply three times.

🏃

Sports Medicine Expansion Capital

Adding PT or rehab services means equipment, hiring, and build-out — $100K-$200K before the first patient walks in. We fund the ramp so you capture that revenue in-house.

Prior Auth Delays Don't Stall Us

Insurance authorization for ortho procedures takes weeks. Your cash flow suffers while you wait. A credit line bridges the gap between scheduling and reimbursement.

What You're Up Against

The Real Challenges Orthopedicss Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Arthroscopy tower upgradeHD camera, shaver system, and scope set for knee/shoulderEquipment Financing$80K–$200K5–10 days
MRI leaseIn-office 1.5T MRI eliminates referrals and speeds diagnosisEquipment Financing$200K–$500K5–10 days
Surgeon partner buy-inNew partner acquiring equity in established orthopedic groupSBA Loans$200K–$500K30–60 days
DME inventoryBraces, boots, slings — keeping $50K in DME stock for same-day fittingWorking Capital$25K–$60K1–3 days
Physical therapy wingAdding on-site PT increases post-surgical revenue 40%SBA Loans$100K–$300K30–60 days

Pricing Transparency

What Orthopedics Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M6mo-5yr8-18% APR1-3 days
Equipment Financing$10K–$5M2-10yr5-12% APR3-7 days
Business LOC$10K–$5MRevolving8-22% APR1-5 days
SBA Loans$50K–$5M10-25yr6-10% APR3-6 weeks
Term Loans$50K–$5M1-5yr7-15% APR1-5 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for Orthopedicss

EquipmentCostTax RateDeductionTax SavingsNet Cost
Arthroscopy tower$145,00040%$145,000$58,000$87,000
MRI system$350,00040%$350,000$140,000$210,000
Fluoroscopy unit$85,00040%$85,000$34,000$51,000

Finance the equipment. Keep your cash. Take the deduction. Your mri system costs $210,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Orthopedics Capital Uses

What Orthopedics Businesses Use Funding For

🏥

Practice Acquisition

Buy an existing practice. Dental, medical, vet, chiropractic. SBA loans with 10% down available.

🔬

Medical Equipment

Lasers, imaging machines, dental chairs, surgical tools. Equipment financing with the device as collateral.

💵

Payroll & Staffing

Cover payroll during reimbursement delays. Hire hygienists, techs, front desk staff. Retain your best people.

🏗️

Buildout & Renovation

New exam rooms, waiting room remodel, second location buildout. Create the space your patients deserve.

💻

Technology & EHR

Electronic health records, practice management, telehealth platforms, patient portals.

📣

Marketing & Growth

Google Ads, patient acquisition, website redesign, reputation management. Fill your schedule.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
High student loan debt (very common in healthcare)
Less than 2 years in practice (6 months is fine)
Insurance reimbursement delays causing cash gaps
Existing equipment loans or practice debt
Solo practitioner or small group practice
Prior bank denial for practice financing
Starting a new practice or buying an existing one

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active malpractice judgments or license issues
Undisclosed existing positions or defaults

Need commercial insurance for your orthopedics business?

Practice insurance — malpractice, general liability, property — is required before most equipment financing closes. InsuranceService365.com covers healthcare practices across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Orthopedics Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Healthcare Practices Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

Recommended Funding for Orthopedics Businesses

FAQs

Orthopedics Business Loan FAQs

Orthopedic Practice Loans & Surgical Equipment Financing — $10K to $10M+

Ortho is the heaviest capital specialty in medicine. An MRI machine runs $350K. A surgical suite build-out is $500K+. And every month you're referring imaging patients out, that's $3K-$5K walking to a competitor. I talk to ortho groups every month who know exactly what equipment they need but can't get their bank to move fast enough.

Look. A 12-year-old MRI that breaks down monthly is costing you more than a new one. We financed a $350K open MRI for a group in Nashville — machine as collateral, funded in a week. They stopped sending patients down the street the day it installed. And if you're adding sports medicine or PT services? That $180K expansion pays back in 6 months. One application. We'll have offers in hours.

Stop Waiting on Banks. Get Your Orthopedics Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide