This Is Why You're Here
Why Concretes Come to Us Instead of Their Bank
You're pouring 400 yards this week across 3 jobs. Ready-mix costs $55K and the batch plant wants COD. Your GC payments are 30 days out.
Your concrete pump is down. Rental replacements cost $3K/day. A new pump truck is $180K but will pay for itself in 18 months. Your bank wants 6 months of financials you don't have time to prepare.
You won a $250K foundation package for a subdivision. Mobilization costs $60K — forms, rebar, and crew — before the first draw. The builder starts grading next week.
Winter hit and decorative concrete is dead for 3 months. Your 8-man crew costs $32K/month in payroll but you've got $9K in the bank. Laying them off means losing guys you spent 2 years training.
A commercial GC owes you $85K across two foundation pours completed 6 weeks ago. He's not disputing the work — just slow to process payments. Meanwhile your rebar supplier wants $22K by Friday.
Batch plant wanted COD on a $55K pour week. Got working capital in 24 hours. Didn't miss a single pour date.
Tony S., Concrete Contractor, San Antonio, TX
Concrete Financing
Get Your Concrete Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Concrete Businesses Choose Basecamp
Batch Plant COD? We Cover It
400 yards across 3 jobs this week at $55K in ready-mix and the batch plant wants cash on delivery. Your GC pays in 30 days. We fund the material gap so you never miss a pour date.
Pump Truck Financing in Days
A concrete pump truck costs $180K and renting one at $3K/day is draining you. Equipment financing with the truck as collateral gets you your own pump in days, not the 8 weeks your bank quoted.
Pour Schedules Wait for Nobody
Concrete is unforgiving — miss your pour window and the whole project timeline shifts. When you need $60K for forms, rebar, and crew before the first draw, we fund fast enough to keep the schedule.
Subdivision Volume? We Scale With You
A 30-home foundation package means $250K in materials spread over 6 months. Builders pay per-house completion. A revolving line lets you pour house 5 while you're still waiting on payment for house 1.
What You're Up Against
The Real Challenges Concretes Face
Pricing Transparency
What Concrete Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Concretes
Finance the equipment. Keep your cash. Take the deduction. Your concrete pump costs $51,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Concrete Capital Uses
What Concrete Businesses Use Funding For
Payroll & Operations
Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.
Job Mobilization
Fund upfront costs — materials, permits, equipment rental — before first draw.
Scale & Win Bigger Jobs
Take on larger contracts. Expand territories. Hire key staff.
AI & Technology
Drones, AI estimating, GPS fleet tracking, project management tools.
Equipment & Vehicles
Excavators, dump trucks, skid steers. Finance or lease — all credit profiles.
Marketing & Branding
Truck wraps, websites, Google Ads. Build the brand that wins contracts.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your concrete business?
Your lender will require proof of general liability and workers' comp before funding equipment over $50K. Our sister company InsuranceService365.com binds contractor policies same-day across 29 states — so insurance never holds up your funding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Concrete Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Contractors Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Concrete Businesses
Working Capital
Bridge payroll and materials between draw payments. Fund in 24 hours.
Learn More →Equipment Financing
Finance excavators, trucks, and tools — the equipment is the collateral.
Learn More →Business Line of Credit
Draw for materials when you need them, repay when the GC pays.
Learn More →Invoice Factoring
Convert 30-90 day receivables into same-day cash.
Learn More →FAQs
Concrete Business Loan FAQs
Concrete Contractor Loans — $10K to $10M+
Here's the thing about concrete — you can't pause a pour. The batch plant wants $55K cash on delivery, your GC pays net-30, and you've got 400 yards scheduled across three jobs this week. That's not a timing problem — it's a cash flow problem. And your bank wants 6 weeks to think about it while your crew is standing around.
We fund concrete contractors — residential flatwork, commercial foundations, decorative, pump truck operators — in as little as 24 hours. One application. 70+ lenders. No hard credit pull. I've funded $55K ready-mix COD orders, $180K pump truck purchases, $60K subdivision mobilization packages, and $250K revolving lines for multi-job operations. If the batch plant won't load your trucks without cash, fill out one application and let 70+ lenders compete for your business.
Stop Waiting on Banks. Get Your Concrete Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide