This Is Why You're Here
Why Demolitions Come to Us Instead of Their Bank
You won a $150K commercial demolition contract. Excavator rental, dumpsters, and crew mobilization cost $40K before the first invoice. The GC pays on completion.
Your skid steer needs a new hydraulic system — $12K repair. Every day without it means renting at $500/day while the fix takes 2 weeks.
Asbestos abatement was discovered on a demo project. Remediation subcontractor costs $35K and it's your responsibility per contract. This wasn't in the original bid.
You're running 3 demo projects simultaneously and landfill fees hit $28K this month. The dumps want payment before they'll let your trucks through the gate and your GC checks are 45 days out.
A municipality awarded you a $220K bridge demolition. Mobilization requires $55K in crane rental, permits, and traffic control before the first draw. The agency pays on 60-day billing cycles.
Asbestos showed up on a demo job — $35K remediation cost I didn't bid for. Had working capital in my account next morning. Kept the project on schedule.
Ray D., Demolition Contractor, Detroit, MI
Demolition Financing
Get Your Demolition Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. Soft-pull pre-qual.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Built for Your Business
Why Demolition Businesses Choose Basecamp
Asbestos Surprises Don't Stop the Job
You're mid-demo and asbestos shows up. Remediation is $35K and it's your responsibility per contract. This wasn't in the bid. We fund unexpected abatement costs in 24 hours so the project doesn't stall.
Heavy Iron Without the Bank Timeline
A used excavator is $120K and the dealer has two buyers. Your bank wants 8 weeks. We close equipment financing in 3-5 days with the machine as collateral. You get the iron, not the other guy.
Disposal Costs Funded Upfront
Dumpster rentals and landfill fees on a commercial demo run $15K-$40K before the GC pays a cent. The dump doesn't take purchase orders. We fund disposal costs so you don't eat them out of pocket.
Change Orders While You Wait
Scope changes on demo projects take 60 days to process as change orders. You've already incurred the cost and your crew is on-site. We bridge the gap between the work and the approved CO payment.
Bobby's Take
Bobby's Playbook for Demolition
Most demolition contractors walk into a bank and get evaluated against a 5-year operating-history checklist — not the active commercial demolition backlog plus environmental-permitting pipeline they actually have right now. Lenders who specialize in demolition contractors look at the work in front of you, not the work behind you. They underwrite your dust-control compliance position and per-job equipment hours. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a demolition contractor transaction closes: project pipeline, your environmental-permitting and waste-disposal documentation, and the resale value of the demolition iron. Not your personal FICO. Not your time in business. Specialist demolition lenders care about whether your monthly contract revenue supports a $3,000-$5,500/month payment — and whether your environmental compliance and disposal contracts give the file the regulatory floor it needs.
The biggest mistake demolition contractors make: applying without showing environmental-permitting and disposal contracts. The lender sees demolition and underwrites for unknown environmental risk. The fix: include a one-page summary of permitting status and disposal-vendor contracts. Specialist demolition lenders price documented compliance as risk-mitigated. Generalist lenders apply unknown-risk premiums.
commercial demolition project revenue lost without iron
Where this gets interesting at scale: a demolition contractor adding an excavator, expanding into selective demolition, or adding rolloff capacity doesn't need ONE loan. They need equipment financing for the excavator and breakers + a working capital line for crew deposits and dumpster floats + invoice factoring on the GC's net-30 to net-60 progress payments + sometimes equipment financing for rolloff trucks and containers. Four products, multiple lenders, one application — that's how single-excavator demolition shops scale into commercial demolition operations.
The demolition contractors who scale fastest aren't the ones who waited for the next selective-demo project before adding capacity. They're the ones who had iron and crews ready when a developer or general contractor needed a fast tear-down. Turning down a $300K commercial demolition project because you can't add equipment is revenue going to a competing demolition contractor. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your demolition business this week.
Bottom line:
Demolition contractors get hit with unknown-risk premiums when environmental permitting documentation belongs on page one of the file. Include the permits — that's how a specialist removes the risk discount.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Demolitions Face
Pricing Transparency
What Demolition Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Demolitions
Finance the equipment. Keep your cash. Take the deduction. Your skid steer with grapple costs $43,200 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about your trade, current jobs, and bid pipeline. No bonding docs yet.
Soft Credit Screen
We screen options with zero impact to your FICO or bonding capacity.
Construction-Specialty Lenders Compete
70+ lenders who underwrite GCs, electricians, plumbers, and concrete contractors review your file in parallel.
One Specialist, Multiple Term Sheets
Your funding specialist walks through structures, draw schedules, and how each affects your bonding line.
Choose Your Offer, Sign, Get Funded
E-signature. Funds land in time to cover materials and crew before the first draw.
Demolition Capital Uses
What Demolition Businesses Use Funding For
Payroll & Operations
Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.
Job Mobilization
Fund upfront costs — materials, permits, equipment rental — before first draw.
Scale & Win Bigger Jobs
Take on larger contracts. Expand territories. Hire key staff.
AI & Technology
Drones, AI estimating, GPS fleet tracking, project management tools.
Equipment & Vehicles
Excavators, dump trucks, skid steers. Finance or lease — all established businesses.
Marketing & Branding
Truck wraps, websites, Google Ads. Build the brand that wins contracts.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your demolition business?
Your lender will require proof of general liability and workers' comp before funding equipment over $50K. Our sister company InsuranceService365.com binds contractor policies same-day across 29 states — so insurance never holds up your funding.
Don't Wait Until You Need Funding to Get Funded
GC payments are net-30/45/60 by industry default. The contractors who win on price are the ones with capital to mobilize before the first draw. The contractors who win on schedule funded BEFORE the job started — not after the supplier called about a past-due invoice. Pre-qualify when the bid pipeline is steady.
Ready?
See What Your Demolition Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Contractors Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Demolition Businesses
Working Capital
Bridge payroll and materials between draw payments. Fund in 24 hours.
Learn More →Equipment Financing
Finance excavators, trucks, and tools — the equipment is the collateral.
Learn More →Business Line of Credit
Draw for materials when you need them, repay when the GC pays.
Learn More →Invoice Factoring
Convert 30-90 day receivables into same-day cash.
Learn More →FAQs
Demolition Business Loan FAQs
Demolition Contractor Loans — $10K to $20M+
Here's the thing about demo — every job has a surprise. Asbestos shows up on a commercial tear-down and that's $35K in remediation you didn't bid. The GC adds selective interior demo that wasn't in the original scope — $20K in labor and disposal before the change order is even approved. And your skid steer blows a hydraulic line mid-job while you're renting a replacement at $500/day. Banks don't move fast enough for this trade.
We fund demo contractors — commercial demolition, residential tear-downs, selective demo, environmental remediation — in as little as 24 hours. One application. 70+ lenders. Soft-pull pre-qual. I've funded $35K asbestos abatement surprises, $120K excavator purchases in 3 days, $40K dumpster and disposal advances, and $50K mobilization packages for commercial demo contracts. If you're stalling a project because your bank needs 6 weeks to approve $40K, you're losing money on penalties alone.
Stop Letting Slow GC Draws Park Your Crew. Get Your Demolition Business Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide