This Is Why You're Here
Why Electricians Come to Us Instead of Their Bank
You landed a $180K commercial rewiring contract but need $45K in materials and a wire puller before the first draw. Your supply house wants payment in 15 days.
Your best journeyman just got poached. Matching the offer means $8K more per year plus a $5K signing bonus. You need that cash now — not after the next job closes out.
The GC bumped your scope on a $300K project. Change orders added $60K in materials and labor but the CO approval is 3 weeks out. Your crew is already on site.
You've got 3 panel upgrades scheduled this week at $4K each but your van's transmission blew. Repair is $7K and every day without your van means canceling $2K in service calls. Your bank wants a week to process.
A property management company offered you a $95K electrical retrofit across 12 units. You need $22K in breakers, wire, and conduit upfront — but they pay net-60 after all units are complete.
Needed $45K for a new service van and panel inventory. Funded in 3 days. My credit union wanted 3 weeks of paperwork.
Dave R., Electrician, Phoenix, AZ
Electrician Financing
Get Your Electrician Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Electrician Businesses Choose Basecamp
We Understand Material Float
Wire and panels are due on delivery. Your GC pays on draw schedule. We fund the gap so you never turn down a job over $40K in materials.
Tool and Van Financing Same Week
Service vans, wire pullers, trenchers — finance the equipment and keep your cash for payroll. The equipment is the collateral.
Change Orders Don't Stall You
Scope changes mean you're fronting costs before the CO is approved. Our lenders move fast enough to keep your crew working.
Journeyman Poached? Fund the Counter-Offer
Losing a $75/hour journeyman costs you $50K in hiring and training. A $15K signing bonus funded in 48 hours keeps your best guy.
What You're Up Against
The Real Challenges Electricians Face
Pricing Transparency
What Electrician Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Electricians
Finance the equipment. Keep your cash. Take the deduction. Your service van + upfit costs $39,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Electrician Capital Uses
What Electrician Businesses Use Funding For
Payroll & Operations
Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.
Job Mobilization
Fund upfront costs — materials, permits, equipment rental — before first draw.
Scale & Win Bigger Jobs
Take on larger contracts. Expand territories. Hire key staff.
AI & Technology
Drones, AI estimating, GPS fleet tracking, project management tools.
Equipment & Vehicles
Excavators, dump trucks, skid steers. Finance or lease — all credit profiles.
Marketing & Branding
Truck wraps, websites, Google Ads. Build the brand that wins contracts.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your electrician business?
Your lender will require proof of general liability and workers' comp before funding equipment over $50K. Our sister company InsuranceService365.com binds contractor policies same-day across 29 states — so insurance never holds up your funding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Electrician Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Contractors Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Electrician Businesses
Working Capital
Bridge payroll and materials between draw payments. Fund in 24 hours.
Learn More →Equipment Financing
Finance excavators, trucks, and tools — the equipment is the collateral.
Learn More →Business Line of Credit
Draw for materials when you need them, repay when the GC pays.
Learn More →Invoice Factoring
Convert 30-90 day receivables into same-day cash.
Learn More →FAQs
Electrician Business Loan FAQs
Electrician Business Loans — $10K to $10M+
Look — your supply house wants payment in 15 days, your GC pays on a 45-day draw schedule, and your journeyman needs his check Friday. That math doesn't work without capital. I talk to electrical contractors every week who are sitting on signed contracts they can't start because their bank needs 6 weeks to approve a $45K material advance.
We fund electricians — residential, commercial, industrial, low-voltage — in as little as 24 hours. One application. 70+ lenders. No hard credit pull. Your wire puller, your service van, your next commercial rewire — we've funded all of it. And honestly? If your credit union is making you wait 3 weeks for a decision, you're losing money every day you don't switch.
Stop Waiting on Banks. Get Your Electrician Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide