This Is Why You're Here
Why Framings Come to Us Instead of Their Bank
Lumber prices jumped 15% this month. Your $80K material estimate is now $92K and the builder isn't adjusting the contract. You need the extra $12K today to stay on schedule.
You hired 4 framers for a subdivision project — 18 houses over 6 months. Payroll jumped $24K/month but the builder pays per-house completion. You need bridge capital for the first 60 days.
A builder offered you 3 back-to-back custom homes — $180K total. Materials for all 3 cost $55K upfront. Your lumber yard wants COD after your last late payment.
Your crew lead quit and took 2 framers with him. You need to hire 3 replacements — $9K in signing costs, tool kits, and first-week payroll — but you've got a house to frame starting Monday.
A commercial framing package for a strip mall is $320K over 4 months. You need $75K in engineered lumber and steel connectors before the foundation is even cured. The GC pays monthly draw but the first one is 45 days out.
Lumber spiked 15% mid-project and the builder wouldn't adjust. Got $12K same day to cover the difference. Didn't lose a single day on the schedule.
Jake P., Framing Contractor, Boise, ID
Framing Financing
Get Your Framing Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Framing Businesses Choose Basecamp
Lumber Spikes Don't Kill Your Margin
Lumber jumps 15% mid-project and the builder won't adjust the contract. That's $12K out of your pocket on an $80K framing package. We fund the cost overrun same-day so you don't eat it or walk off the job.
Per-House Payroll Bridge
The builder pays per-house completion but your 12-man crew needs $24K every Friday. On an 18-house subdivision, you're 60 days into payroll before the first check clears. A line of credit covers that gap.
Nail Gun and Compressor Sets Covered
Every new framer needs a $3K tool kit — framing nailer, compressor, circular saw, levels. Hiring 4 guys means $12K in tools before they swing a hammer. We finance tool packages so you hire without hesitation.
Lumber Yard Went COD? Keep Building
One late payment and your lumber yard puts you on cash-on-delivery. Now every $20K material order requires cash upfront. A $50K line of credit restores your buying power and keeps the build schedule intact.
What You're Up Against
The Real Challenges Framings Face
Pricing Transparency
What Framing Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Framings
Finance the equipment. Keep your cash. Take the deduction. Your crew truck + trailer costs $45,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Framing Capital Uses
What Framing Businesses Use Funding For
Payroll & Operations
Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.
Job Mobilization
Fund upfront costs — materials, permits, equipment rental — before first draw.
Scale & Win Bigger Jobs
Take on larger contracts. Expand territories. Hire key staff.
AI & Technology
Drones, AI estimating, GPS fleet tracking, project management tools.
Equipment & Vehicles
Excavators, dump trucks, skid steers. Finance or lease — all credit profiles.
Marketing & Branding
Truck wraps, websites, Google Ads. Build the brand that wins contracts.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your framing business?
Your lender will require proof of general liability and workers' comp before funding equipment over $50K. Our sister company InsuranceService365.com binds contractor policies same-day across 29 states — so insurance never holds up your funding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Framing Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Contractors Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Framing Businesses
Working Capital
Bridge payroll and materials between draw payments. Fund in 24 hours.
Learn More →Equipment Financing
Finance excavators, trucks, and tools — the equipment is the collateral.
Learn More →Business Line of Credit
Draw for materials when you need them, repay when the GC pays.
Learn More →Invoice Factoring
Convert 30-90 day receivables into same-day cash.
Learn More →FAQs
Framing Business Loan FAQs
Framing Contractor Loans — $10K to $10M+
Here's the thing about framing — you're exposed to two risks your builder doesn't share. Lumber prices spike and your fixed-price contract doesn't budge. And the builder pays per-house completion while your crew needs $24K every Friday regardless. I talk to framers on 18-house subdivision contracts who are 60 days into payroll before the first builder check hits their account. That's $100K+ in float your bank won't touch.
We fund framers — residential tract, custom homes, commercial, timber frame — in as little as 24 hours. One application. 70+ lenders. No hard credit pull. I've funded $12K lumber spike overruns same-day, $55K material packages when the yard went COD, $50K payroll bridge lines for subdivision work, and $15K tool kit packages for new crew hires. If lumber costs are eating your margin or your builder is 60 days slow, stop waiting on a bank that doesn't get framing.
Stop Waiting on Banks. Get Your Framing Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide