This Is Why You're Here
Why Paintings Come to Us Instead of Their Bank
You booked a $120K commercial repaint — an entire office complex. Paint and materials cost $30K upfront but the property manager pays net-45.
Summer schedule is fully booked with 12 residential exteriors. You need $20K in paint, primer, and rental equipment this week. Your paint supplier dropped your credit terms.
You're adding a commercial division — spray rigs, boom lifts, and two new crew leads. Investment is $50K but it opens up $300K+ in annual revenue.
A hotel chain wants you to repaint 60 rooms across 2 properties — $75K contract. Materials are $18K upfront and they pay 50% at completion of each property. You need the first $18K this week to start.
Your main spray rig is 6 years old and losing pressure mid-job. A new Graco setup is $11K. Every time it fails on site you lose 3 hours of crew time at $150/hour. Your bank says equipment loans start at $25K minimum.
Booked a $120K commercial repaint but needed $30K in materials upfront. Property manager pays net-45. Basecamp bridged the gap in 2 days.
Lisa K., Painting Contractor, Nashville, TN
Painting Financing
Get Your Painting Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Painting Businesses Choose Basecamp
Commercial Paint Orders Are Front-Loaded
A $120K office repaint requires $30K in Sherwin-Williams paint and primer before you roll a single wall. The property manager pays net-45. We bridge that gap so you don't max out your business credit card.
Spray Rigs and Boom Lifts Financed
Adding a commercial division means $50K in spray rigs, boom lifts, and pressure washers. Finance the equipment and keep your cash for the crew expansion that actually books the jobs.
Crew Scaling for Peak Season
Summer hits and you've got 12 exteriors booked. You need 4 more painters at $25/hour but they want to start Monday. A $15K working capital loan funded in 48 hours covers two weeks of crew ramp-up.
Net-45 Commercial Clients Paid Now
Property managers and GCs pay net-45 or net-60. You've already bought $20K in materials and paid your crew. A line of credit means you take the big commercial jobs without cash flow stress.
What You're Up Against
The Real Challenges Paintings Face
Pricing Transparency
What Painting Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Paintings
Finance the equipment. Keep your cash. Take the deduction. Your crew vans (x2) costs $54,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Painting Capital Uses
What Painting Businesses Use Funding For
Payroll & Operations
Bridge cash flow gaps. Keep crews paid when receivables run 30-60-90 days.
Job Mobilization
Fund upfront costs — materials, permits, equipment rental — before first draw.
Scale & Win Bigger Jobs
Take on larger contracts. Expand territories. Hire key staff.
AI & Technology
Drones, AI estimating, GPS fleet tracking, project management tools.
Equipment & Vehicles
Excavators, dump trucks, skid steers. Finance or lease — all credit profiles.
Marketing & Branding
Truck wraps, websites, Google Ads. Build the brand that wins contracts.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your painting business?
Your lender will require proof of general liability and workers' comp before funding equipment over $50K. Our sister company InsuranceService365.com binds contractor policies same-day across 29 states — so insurance never holds up your funding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Painting Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Contractors Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Painting Businesses
Working Capital
Bridge payroll and materials between draw payments. Fund in 24 hours.
Learn More →Equipment Financing
Finance excavators, trucks, and tools — the equipment is the collateral.
Learn More →Business Line of Credit
Draw for materials when you need them, repay when the GC pays.
Learn More →Invoice Factoring
Convert 30-90 day receivables into same-day cash.
Learn More →FAQs
Painting Business Loan FAQs
Painting Contractor Loans — $10K to $10M+
Look — painting seems low-overhead until you book your first $120K commercial repaint. Materials are $30K upfront. The property manager pays net-45. And your paint supplier just dropped your credit terms because you were 10 days late once. You're not going to float that on a business credit card. I hear this story every single week from painting contractors who didn't think they needed financing.
We fund painters — residential, commercial, industrial coatings, specialty finishers — in as little as 24 hours. One application. 70+ lenders. No hard credit pull. I've funded $30K material advances for commercial repaints, $50K spray rig and boom lift packages, $15K crew ramp-ups for peak summer season, and $20K working capital loans when the paint supplier went COD. If you're turning down commercial work because you can't front materials, that's money walking out the door.
Stop Waiting on Banks. Get Your Painting Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide